One of the major advantages of holding an account at an FDIC-insured bank is deposit insurance, which is how the FDIC safeguards your funds in the unlikely case of a bank failure.
What does FDIC insurance actually cover?Up to the insurance limit, the FDIC insures depositor accounts at each insured bank, dollar for dollar, including principal and any interest that has accumulated up to the date of the covered bank's closure.The following are not covered by FDIC insurance:
Safety deposit box contentsstocks, bonds, or Treasury securities like T-notes are all examples of investments.investments in money market mutual funds or exchange-traded funds (ETFs).Only if your bank has FDIC (Federal Deposit Insurance Corporation) deposit insurance are your deposits covered.This insurance does not cover losses from fraud and theft, but it does cover deposits in the case of a bank failure.To learn more about Federal Deposit Insurance Corporation refer,
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the electric power company in a city increased its prices by 15% this year. since the demand for electricity is a(n) demand in the short run, the firm's revenues will .
The electric power company in a city increased its prices by 15% this year. Since the demand for electricity is a(n) inelastic demand in the short run, the equilibrium price will greatly increase.
What is Short-run?
The short run is a concept that states that at least one input is fixed while others are variable in the future. It expresses the idea in economics that an economy behaves differently depending on how long it has to react to certain stimuli. The term "short run" does not refer to a specific period of time, but rather to the firm, industry, or economic variable under consideration.
A key principle guiding the short run and long run concepts is that in the short run, firms face both variable and fixed costs, implying that output, wages, and prices do not have complete freedom to reach a new equilibrium. The term "equilibrium" refers to a state in which opposing forces are balanced.
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which of the following is not a cost associated with cost of quality ?
a. Prevention Cost
b. Appraisal cost
c. Failure cost
d. Build cost
Correlation Cost is not a cost associated with the cost of quality.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
Quality costs are the difference between a product or service's actual cost and the cost that would be avoided if there were no potential for poor service, defective products, or production issues.
The Prevention - Appraisal - Failure (PAF) model is the most often used structure for classifying quality expenses. This model's categories include Appraisal Cost, Internal Failure Cost, External Failure Cost, and Prevention Cost. The expense of correlation is not seen as a quality cost.
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elaine purchased her living unit in a building with five other separate units. she purchased a:
Elaine purchased her living unit in a building with five other separate units. she purchased a Townhouse.
Technically, a townhouse might be any urban residence, but the term is typically used to describe a particular type of multi-story house that shares one or more walls with nearby homes. Each has a separate entrance, and many also have a little front lawn and backyard.
Townhouses are frequently constructed as a part of neighborhoods or gated communities. The affordability, HOA and shared amenities, and close proximity to neighbors are benefits of townhouse living. The drawbacks of townhouse living include a smaller living area, fewer design options, and less privacy.
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monopolistic competition normally consists of 25 to 75 firms rather than hundreds or thousands and involves which of the following characteristics?
a. Small market shares
b. No collusion
c. Independent action
Monopolistic competition normally consists of 25 to 75 firms rather than hundreds or thousands and involves Small market shares, No collusion, and Independent action.
Monopolistic competition is a type of competition in which many producers compete with each other but sell different products and therefore are not perfect substitutes.
To have or gain complete control over anything, especially in the business sphere. To prevent others from having a share, she did not feel that the fine was a sufficient deterrent against monopoly practices by large producers. The company has been accused of monopoly conduct. see. monopoly. Monopolistic competition exists between monopoly and perfect competition and involves companies combining the elements of each and offering similar but not identical product offerings.Learn more about Monopolistic here: https://brainly.com/question/25717627
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three south american countries enter into an agreement to remove all tariffs and trade barriers between them. they decide on a common external trade policy and charge the same tariffs. which level of economic integration best describes this arrangement?
When 3 south american countries enter into an agreement to remove all tariffs & trade barriers between them, decides on a common external trade policy and charge the same tariffs. The level of economic integration that best describes this arrangement is known as Custom Union.
What is Custom Union in economic integration?Under economic integration,a customs union refers to an arrangement or agreement between two or more countries to remove trade barriers and lower or eliminate tariffs.
The members of a customs union generally apply a common external tariff on imports from non-member countries. In conclusion, the European Union (EU) is an example of a customs union.
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unforeseen economic factors caused a central american nation to suffer from a catastrophic and permanent shift in the demand for the furniture it manufactured and the fruit it produced. the country is experiencing high unemployment as a result. per the imf's articles of agreement, this nation suffered from a
The country is experiencing high unemployment as a result. per the IMF's articles of agreement, this nation suffered from a DIseconomies of scale.
What do you mean by unemployment?
Unemployment can be defined as a situation where a person actively searches for employment but is unable to find work.
It leads to not only physical issues but also mental, psychological tensions. It leads to sharp reduction in the GDP of any Country.
Five reasons for unemployment are :
Occupational immobilitiesGeographical immobilitiesTechnological changeStructural change in the economyStructural unemploymentTo know more about Unemployment from the given link
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based on the information about the four brands, which of the following brands would be least affected if their ads were broadcast during a dark and violent television series? group of answer choices brilette and fansheen hair and neck herb essentials and fansheen hair
c)Herb essentials would be least affected if their ads were broadcast during a dark and violent television series.
Teenagers and young adults are the target market for the shampoo Herb Essentials. In the past, this brand's advertisements used attractive music and vibrant images to draw in their target audience.
Dark and violent television series usually attract teenagers and young adults and the target audience for Herb essentials has been young adults. Doing advertisements in the darks series Herb Essentials can attract more young audiences and this will result in an increase in brand awareness.
So Herb Essentials will be least affected if their ads were broadcast during a dark and violent television series. So option c is the correct answer.
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n which of the following scenarios would the firm in question not be able to price-discriminate? a movie multiplex cannot fill its theaters during the early afternoon at higher nighttime prices. a clothing store is typically unable to sell all of its summer inventory by the time the season ends. a pizza place near a university campus doesn't attract enough students when it charges regular prices. a fast-food chain cannot distinguish between consumers who really like its food from those who think it is merely fine.
Pricing clients differently for the same commodity or service according to what the vendor thinks they can convince the customer to accept is a sales strategy known as price discrimination. When a business practices pure price discrimination, they impose the highest price that each customer will accept.
What is price discrimination:
Each customer pays a different price for the identical good or service when a vendor discriminates on pricing.By charging the greatest price achievable for each consumed unit, the company commits first-degree discrimination.Discounts for bulk purchases of products or services are considered second-degree discrimination, whereas different prices for different consumer groups are considered third-degree discrimination.The seller's opinion that certain consumer groups can be asked to pay more or less depending on their demographics or how much they appreciate the goods or service in question serves as the foundation for price discrimination.
When the profit from separating the marketplaces exceeds the profit from preserving the combined markets, price discrimination is most advantageous. If price discrimination is effective and how long different groups are ready to pay different prices for the same commodity depends on the relative elasticities of demand in the submarkets. Customers in a more inelastic submarket pay more, whereas those in a relatively elastic submarket pay less.
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Deciding to no longer laugh at a coworker’s inappropriate jokes, to encourage him to stop telling those types of jokes, is an example of?.
extinction. - The above-me
Explanation
If you think the joke is inappropriate, ask the person telling it to clarify it to you. Sometimes someone will deliver a joke without thinking about how hurtful it can be to others. According to Andrew Tarvin, a consultant, humorist, and author of "Humor That Works," asking people to deconstruct and explain the joke can help them recognize it is inappropriate for a workplace. If the person takes the time to explain the joke to you and you still don't understand, tell them that you think the joke is inappropriate. Tell the person the joke is inappropriate for work while maintaining your composure.
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product labels on appliances include information on operating to assist you in selecting the most energy-efficient models.
Product labels on appliances include information on operating to cost assist you in selecting the most energy-efficient models
A product is any item or service you sell to serve a client's want or want. They may be bodily or digital. bodily merchandise encompass long lasting items (like vehicles, fixtures, and computers) and nondurable goods (like meals and drinks).
Excellent products need to have a stable value proposition and solve a actual trouble, be understandable by using users, perform their mission as easily and successfully as possible, and become better and harder to component with the extra they may be used.
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suppose you own a tour bus and you book groups of 20 to 70 people for a day tour. the cost per person is $30 minus $0.25 for every ticket sold. if gas and other miscellaneous costs are $200, how many tickets should you sell to maximize your profit? treat the number of tickets as a nonnegative real number.
Using the profit formula, we know that we will be selling 60 tickets to maximize our profits.
What is profit?The money a business keeps after deducting all costs is known as profit. The main objective of every business, whether it be a little lemonade stand or a publicly traded multinational corporation, is to make money. As a result, a business's success is measured by its profitability in all of its forms.Total Revenue - Total Expenses = Profit is the formula used to determine profit. Direct and indirect costs are subtracted from all realized sales to arrive at the profit.So, the tickets we will be selling to maximize the profit will be:
Revenue R(q) = q(30 − 0.25q)
= −0.25q² + 30q
Cost C(q) = fixed cost
= 200
Profit P(q) = R(q) − C(q)
= −0.25q² + 30q − 200
Maximize P(q): P'(q) = 0.
P'(q) = −0.5q + 30 = 0 ⇒ 30 = 0.5q
q = 300/5 = 60
Therefore, using the profit formula, we know that we will be selling 60 tickets to maximize our profits.
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The basic cause of deadweight losses from the existence of common resources and externalities is.
Deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
What is minimal deadweight loss?The cost of market inefficiency, which happens when supply and demand are out of balance, is known as a deadweight loss.Deadweight loss, a term primarily used in economics, refers to any deficit brought on by an ineffective resource allocation.Deadweight losses may result from price floors, such as minimum wage and living wage laws, price ceilings like price controls and rent controls, and taxation.The distribution of resources within a society may become ineffective with less trade.When supply and demand are out of equilibrium, a deadweight loss arises, which impairs the efficiency of the market. When items on the market are either overvalued or undervalued, market inefficiency results.Hence ,deadweight losses are generally caused by an inefficient distribution of resources, which is brought about by a variety of interventions, including price floors, ceilings, monopolies, and levies.
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the economy is growing far too quickly, as high aggregate demand is causing inflation. a. what fiscal policy should be pursued in this instance? (click to select) fiscal policy. b. what will be the effect of the appropriate policy on aggregate demand? aggregate demand will shift to the (click to select) .
Contractionary fiscal policy should be used because the economy is expanding far too quickly and because the inflationary effects of high aggregate demand are being felt.
What is Contractionary fiscal policy?Fiscal policy in contraction: In a fiscal policy in contraction, the government raises more money than it spends through tax rate increases, spending cuts, or a combination of the two. When the economy is doing well is the best time to implement this type of fiscal policy. Contractionary fiscal policy is the opposite of expansionary fiscal policy.The government's decision to cut spending could be a contractionary fiscal policy example. Meaning that less money will be allocated to government programs like the military, healthcare, and the forest service.Contractionary fiscal policy should be used since the economy is expanding far too quickly and inflation is being brought on by strong aggregate demand.Given that the economy is expanding much too quickly and that the inflationary effects of high aggregate demand should be addressed, contractionary fiscal policy should be adopted.
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Correct question:
The economy is growing far too quickly, as high aggregate demand is causing inflation. a. what fiscal policy should be pursued in this instance?
which of the following is an intended beneficiary to a contract? a person whose residential property value goes up as the result of a city's agreement with a commercial land developer
the department approving a sales transaction should be the billing department.
a. true
b. false
The department approving a sales transaction should be the billing department. This statement is True.
A economic transaction is an agreement, or communication, among a buyer and seller to exchange goods, services, or belongings for fee. Any transaction includes a exchange in the status of the price range of or extra organizations or individuals.
Based on the trade of coins, there are 3 forms of accounting transactions, specifically cash transactions, non-cash transactions, and credit score transactions.
A transaction is a completed settlement between a consumer and a vendor to alternate items, services, or financial assets in go back for cash.
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why did pennsylvania farmers protest the whiskey tax? they used whiskey as a substitute for money on the frontier. they wanted to challenge the use of tariffs. they distrusted the national bank. they already paid high taxes on their property.
The Pennsylvania farmers protested the whiskey tax because they already paid high taxes on their property.
Why did Pennsylvania protest the whiskey tax?Farmers in western Pennsylvania challenged the alcohol tax in the Whiskey Rebellion of 1794. This "excessive" tax was an internal tax that was passed a few years earlier to earn more money for the federal government. They were furious about this because they typically went there to brew whiskey from grain.
In response to what they believed to be excessive taxes, farmers in Western Pennsylvania revolted in 1794, sparking a crisis that put George Washington and the young nation at risk. In 1791, Congress passed a new federal tax on alcoholic beverages and the stills that made them. Farmers in the West said the tax was a misuse of government power that unfairly targeted a group that depended on crops like corn, rye, and grain to earn a profit.
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the margin of error is the product of the standard error and the
The margin of error is the product of the standard error and the critical value.
The acceptable margin of error commonly falls between 4% and 8% on the 95% confidence level.
Whilst getting a slim margin of error is pretty crucial, the real trick of the trade is getting that perfect consultant pattern.
A margin of error is a statistical size that accounts for the distinction between real and projected effects in a random survey sample. In less complicated phrases, the margin of mistakes allows you to gauge the extent of unpredictability in data and studies' consequences.
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The right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities is the right of.
Liquidation is the right to receive a proportionate share of any assets remaining after the corporation goes out of business, sells its assets, and pays off its liabilities as, it ensure that all the company's affairs have been dealt with and all its assets realised.
Liquidation generally refers to the process of selling a company's holdings, usually at a significant discount, to generate cash. In most cases, a liquidation sale portends a business closure. Once all assets have been sold, the business will be closed. When a company goes bankrupt and therefore closes down and sells all its products, it is an example of a liquidation. Selling an investment to free up cash is an example of an investment liquidation.
The bankruptcy trustee's fees must be borne by the bankrupt company. If there is no money or assets in this company, the directors themselves are to blame. Liquidation fees are known as fees and these fees must be approved by the creditors.
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under a managed float exchange rate system, the fed may attempt to stimulate the u.s. economy by the dollar. such an adjustment in the dollar's value should u.s. economic growth. (lo 5.1, 5.3) group of answer choices weakening; increase weakening; decrease strengthening; increase strengthening; decrease
Under a managed float exchange rate system, the Fed may attempt to stimulate the US economy by weakening the dollar. Such an adjustment in the dollar's value should decrease the US economic growth. Thus, the correct answer is B 'weakening; decrease'.
A managed floating exchange rate refers to an exchange rate system that allows a country's central bank to intervene regularly in foreign exchange markets in order to change the direction of the currency's float or/and reduce the amount of currency volatility. The managed floating exchange rate system is also known as a 'dirty float'. In simple words, under the managed floating exchange rate system, central banks are responsible for managing currency by issuing new currency, managing foreign currency reserves, and setting interest rates.
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Using the amount of his current paycheck, miguel created a series of financial goals and strategies. Which type of financial risk might this cause for him in the future?.
The possibility that inflation will result in a decrease in the purchasing power of an investment will be referred to as inflationary risk.
Because bond payments are typically based on fixed interest rates, an increase in inflation has a negative impact on their purchasing power, making them particularly vulnerable to inflationary risk.
What is an illustration of a risk from inflation?
The classic illustration of an asset that is subject to inflationary risk is lending a fixed amount of money for later repayment. This is because the money repaid may be significantly less valuable than the money lent.
Is the risk of inflation a systematic risk?
The systematic risk component of inflation risk is the possibility that all prices will rise. This risk has an impact on all customers. It is impossible to diversify away this risk. The non-systematic risk component of inflation risk is the possibility of an increase in the prices of a specific goods basket.
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part of the argument against deficits is that they a. decrease interest rates and investment. b. decrease interest rates and increase investment. c. increase interest rates and investment. d. increase interest rates and decrease investment.
Part of the argument against deficits is that they decrease interest rates and investment.
When governments run a budget deficit, they borrow more. Increased government borrowing increased demand for loanable funds and the interest rate goes up. Higher interest rates reduce private investment. This is called the 'crowding out effect'.
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accounts receivable represent . multiple choice question. cash sales made by the business over the period amounts owed to a business by its customers amounts owed by a business to its suppliers
Accounts receivable represents the amount owed to a business by its customers, generally due to credit sales by the business.
The balance of money owed to a business for products or services provided or utilized yet to be payed for by clients is known as accounts receivable (AR). On the balance sheet, accounts receivable are displayed as a liquid assets. Any amount of money that clients owe for transactions they made using credit is known as AR. Receivables, also known as accounts receivable, are a company's line of credit that typically include conditions that call on payments to be received within a somewhat short time frame. A few weeks to a financial or calendar year are usually included.
Due to the customer's legal duty to pay the debt, businesses include accounts receivable as an asset on their balance sheets.
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As described in the ten axioms for success, what issue is considered as being vital to promote trust as project managers from the perspective of know your team?.
Competitors. Project success does not just depend on the performance of the project team. Success or failure often depends on the contributions of top management, functional managers, customers, suppliers, contractors, and others.
A overall performance is an act of staging or imparting a play, concert, or other shape of amusement. It's also described as the movement or technique of sporting out or carrying out an motion, challenge, or feature. Within the work region, process performance is the hypothesized idea or requirements of a role. There are two sorts of job performances: contextual and challenge. Venture overall performance is depending on cognitive capability, at the same time as contextual performance is depending on persona.[2] task performance pertains to behavioral roles which can be diagnosed in job descriptions and remuneration systems.
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martinez freight wants to issue 5.4 percent preferred stock with a stated liquidating value of $100 per share. the company has determined that stocks with similar characteristics provide a return of 8.2 percent. what should the offer price be?
The individual who sells the goods and services determines the offer price. The stock exchange or market forces are what determine the price of a specific stock or share.
An offering price is the price per share at which the investment bank sponsoring the issue makes publicly traded shares available for purchase.
The price on offer is $65.85.
Offer price =
Preferred stock × Liquidating value/Return
0.054 x $100/ 0.082
5.4 / 0.082
$65.85
A corporation must list shares in exchange when it seeks to become public. When the public purchases the shares, it is feasible. As a result, listing is a very difficult process that calls for multiple licences. Underwriters hold the authority to list a company.
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The tax multiplier equals the change in ________ divided by the change in ________.
The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
What is a Tax Multiplier?The eventual rise in real GDP that will follow from a change in taxes is revealed by the tax multiplier. It's interesting to note that the tax multiplier is always exactly one less than the expenditure multiplier. Since lower taxes boost consumption, total spending, and income, while higher taxes decrease these factors, the tax multiplier has a negative sign. The phrase in brackets, in the case of a proportional tax, is a new multiplier. The marginal inclination to consume divided by one minus the marginal propensity to consume yields the simple tax multiplier. The simple expenditures multiplier, which gauges the change in aggregate production brought on by adjustments to an autonomous expenditure, is a related multiplier.
Hence, The tax multiplier equals the change in equilibrium real GDP divided by the change in taxes.
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Why should the interest rate be of concern to you if you are going to purchase a car or
house in the future? (explain in 4 sentences)
Borrowing money is more expensive when interest rates rise and cheaper when interest rates are so low. Make sure you fully comprehend how the rate of interest will impact the total sum you owe before accepting a loan.
The financial decisions you make are impacted by interest rates. Some of these are simple to understand; for instance, consider the amount of money you would deposit into your bank account if it offered 15% interest as opposed to 0.5%.
What is interest rate?
The yearly cost of a debt to a borrower is referred to as the interest rate and is indicated as a percentage. APR represents the total yearly cost of a debt to the borrower, including all fees. The APR is stated as a percentage, just like an interest rate.
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A company producing cosmetics may have hundreds of suppliers, some of which may be selling the same or similar raw and packaging materials to other cosmetics manufacturing companies. In addition, that same cosmetics manufacturer may sell to a retailer that buys similar cosmetics from a number of other manufacturers. This scenario illustrates.
The network of all the people, organizations, resources, activities, and technology involved in the production and sale of a product is called a supply chain. Everything from the supplier's delivery of raw materials to the manufacturer's delivery of finished goods to the end user is included in a supply chain.
What is a store network model?
The practice of coordinating the various activities required to produce and deliver goods and services to a company's customers is known as supply chain management. Designing, farming, manufacturing, packaging, and transporting are all examples of activities that fall under the supply chain.
Which three basic supply chains are there?
There are three fundamental progressions of production network the board: the flow of products, information, and finances. The Product Flow The movement of goods from a supplier to a customer is referred to as the product flow. Customer returns and service requirements are also addressed in this flow of supply chain management.
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your company must obtain some laser measurement devices for the next six years and is considering leasing. you have been directed to perform an actual-dollar after-tax study of the leasing approach. the pertinent information for the study is as follows: lease costs: first year, $80,000; second year: $60,000; third through sixth years, $50,000 per year. assume that a six-year contract has been offered by the lessor that fixes these costs over the six-year period. other costs (not covered under contract): $4,000 in year-0 dollars, and estimated to increase 10% (in terms of actual dollar amount) each year. effective income tax rate: 40%. if the real marr (ir) after taxes is 4.5% per year and the annual inflation rate (f) is 7.194% per year, what is the actual-dollar after-tax equivalent annual cost for the leasing alternative?
Equivalent annual value (EAC) is the annual value of owning, operating, and retaining an asset over its complete life.
EAC is often used by firms for capital budgeting decisions, as it lets in a business enterprise to examine the cost-effectiveness of a variety of belongings that have unequal lifespans.
What is the annual equal analysis method?Equivalent annual really worth evaluation is one of the most used analysis strategies for the evaluation of investments. The foremost procedure is to convert any cash go with the flow to an equivalent uniform cash flow. Later, the decision is given taking the monetary class of the hassle into account.
The Annual Equivalent Rate (AER) is the price of pastime after taking into account the results of compounding to normalize the pastime rate. The AER is the authentic activity rate an investment, loan, or financial savings account will yield after accounting for compounding.
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https://brainly.com/question/25343720#SPJ4Much to the chagrin of established firms, one clear supertrend is that products and services must get to market faster because
a. it takes lots of resources to survive disruptive innovation.
b. more competitors are offering targeted products.
c. globalization is transforming whole industries.
d. knowledge is the new competitive advantage.
Option a is correct. Because more rivals are delivering targeted items, the obvious supertrend is that its products and services must reach the market competitors more quickly.
Because more rivals are delivering targeted items, the obvious supertrend is that its products and services must reach the market more quickly.
Businesses that provide a wide range of goods or services are currently under intense pressure from rivals who specialize in one area of the market.
Therefore, the evident supertrend is that its products and services must get to market faster because more competitors are offering targeted offerings, much to the chagrin of the established corporations.
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you want to have $1 million to use for retirement in 35 years. if you can earn 1% per month, how much do you need to deposit on a monthly basis if the first payment is made in one month?
You need to deposit on a monthly basis if the first payment is made in one month is 153.96.
What is payment ?Payment Instruments are banknotes and coins (cash), as well as deposits and balances in accounts of financial institutions or similar entities that can be operated using Payment Instruments. A payment is an exchange of money, goods or services for goods and services at an amount accepted and pre-agreed by both parties. You can pay with cash, check, wire transfer, credit card, debit card, or cryptocurrency. Payment means cash, check, debit card, prepaid card, or other means by which Customer pays for goods or services, and includes certain brands and types of debit cards or other means of payment. The cash system is probably the best option for households with constant credit card debt or living paycheck to paycheck and finally ready to make financial changes for the better. Not only does using cash save you money, it actually prevents you from overspending.Explanation :
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 155.50
1,000,000 = C [(1.01^420 -1)/.01] = 155.50
Annuity Due
Set calculator: 2nd PMT 2nd Set = BGN
35 x 12 = 420 N
1,000,000 = FV
1 = I/Y
CPT PMT = 153.96
1,000,000 = C [(1.01^420 -1)/.01] (1.01) = 153.96
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