Which statement is true?

online credit is more expensive than bank credit

online credit is less expensive than bank credit

online credit and bank credit are equally expensive

online credit is harder to obtain than bank credit

Answers

Answer 1

Answer:

online credit is less expensive than bank credit

Explanation:

Online lenders are likely to charge lower rates than banks due to the differences in operating expenses. Online lenders do not incur the cost of operating from a physical building, such as rent and maintenance. They do not have high employee cost as compared to banks. Due to these reasons, online lenders charge lower fees and lower interest rates.

Sometimes online loans appear expensive, but it's because they are unsecured loans. A close comparison between different types of loans will show online lenders offer cheaper loans.


Related Questions

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How does the value of the cars produced by the Japanese company within the United States
impact the United States' Gross National Product (GNP), and why?

Answers

The value of cars produced by a Japanese company are part of United States Gross Domestic Product (GDP) as long as the cars are produced in a factory located within U.S. territory.
The reason why is that GDP includes the final value of all goods and services produed within a country, during a specific period of time (usually a year). If the cars are produce in U.S. territory, they are counted as part of U.S. GDP, even if the company is from Japan or any other country.

I need some help. Need to know if cali is a good place to live. And if crime rate is dropping.

OH and I need facts AND opinions. THX

Answers

Cali is a good place to live. Especially in the good parts. I know LA sounds expensive but it’s worth it. LA is incredibly safe and beautiful

Describe the difference between a debit card and a credit card. List an advantage and
disadvantage for each card.

Answers

Answer:

When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.

Explanation:

Answer:

When using a debit card, the cost of your purchase will be deducted from your checking account in real time. On the other hand, when you use a credit card the amount will be charged to your line of credit. Which means you will pay the bill at a later time. An advantage of using a debit card is that you can avoid getting into debt or lower your chances. Since you are paying real time, this can help you stay under your budget. A disadvantage for using a debit card is that it doesn’t improve your credit score. For Credit cards, an advantage is that you will have more time to pay. This means that you have a grace period in which you can gather up money to pay. But, a big disadvantage of credit cards is that you can end up overspending. Now, you can avoid this by being smart but you never know. Since you have time to pay, you can end up overspending.

Explanation:

Today, music in the western world focuses on the pentatonic and whole-tone scales.
True or False.

Answers

Answer:

False

Explanation:

how is revenue calculated from ticket sales

Answers

Answer:

Total revenue from ticket = Cost of one ticket x Total number of thing

Explanation:

Total revenue = Cost of one thing x Total number of thing

Assume

Cost of one ticket = A

Total number of thing = B

Total revenue from ticket = Cost of one ticket x Total number of thing

Total revenue from ticket = A x B

Total revenue from ticket = AB

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Sporting Goods Superstore is owned by multiple shareholders. These people do not run the
business on a day-to-day basis. Instead, salaried professionals run and manage the business
every day. What type of business is this?

Answers

Explanation:

a chain of stores

Bitcoin is worth it?

Answers

You can easily trade bitcoin for cash or assets like gold instantly with incredibly low fees. The high liquidity associated with bitcoin makes it a great investment vessel if you're looking for short-term profit. Digital currencies may also be a long-term investment due to their high market demand.

What your body language can tell someone is an example of
implied communication
implicit communication
explicit communication

Answers

Answer:

implicit communication

Explanation:

Body language is the use of physical behaviors to communicate, as opposed to the use of words.   Implicit communication uses gestures, facial expressions, body language, and postures to get messages across. Therefore, implicit communication uses body language to communicate.

While implicit communication uses body language and gestures, explicit communication uses words to communicate. Messages from implicit communication may be unclear and subject to interpretation.

Help, is a memo heading left aligned or center aligned?!?!

Answers

Answer:

left i believe

Explanation:

Memo and letters

A B

Email heading Includes the same information as the memo heading (To:, From:, Date:, and Subject:)

Flush left/Align left/Left aligned The alignment of text along the left margin, leaving a ragged right margin.

Flush right/Align right Aligning text along the right margin, leaving a ragged left margin.

what is one of the reasons marketing is essential to the free market system A. it employs more people that any other career group. B. it helps educate consumers about competitive products. C. the sales of advertising makes television programming possible. D. it ensures that companies make healthy profit.

Answers

Answer:

B. it helps educate consumers about competitive products.

Explanation:

In the free-market economy, entrepreneurs have the freedom to start and operate any business of their preference. They are no restrictions on the number or type of business to establish. Due to this reason, business competition is very intense. Producers provide a variety of products and services that offer solutions to customers' problems.

Marketing becomes important as it informs consumers of the various goods and services available. It equips customers with the knowledge to enables them to choose between products.

18
Which of the following is a similarity between socialism and communism?
A both allow free market systems
B both allow freedom in work choices for the people
C bothhavelowtaxation policies
D both have strong involvement of the government

Answers

Answer:

D both have strong involvement of the government

Explanation:

Both socialism and communism are characterized by strong government participation in economic activities. The two systems advocates for public ownership of the factor of production. The government owns and controls the production and distribution of goods and services.

Socialists and communist market systems promote the greater good of society rather than individual benefits as in the free-market economies.

**20 POINTS
What is one major drawback of globalization?
a) inflation rates have declined significantly because of increased global trade
b) businesses have access to fewer markets when selling their products
c) environmental regulations have gotten in the way of economic growth
d) increased competition can harm businesses in developing countries

Answers

Answer:

d) increased competition can harm businesses in developing countries

Explanation:

Globalization has increased interconnection and interdependence among world economies. International trade has increased due to the relaxation of border restrictions. Due to globalization, many countries, including the developing ones, have liberalized their economies.

For a developing economy, international trade can cause unfair competition to their young industries. Countries with developed economies can produced goods and services in large quantities and with more efficiency. When such goods get to the developing countries, they will be of a higher quality and a lower price. Producers in developing countries will not be able to compete with such imports, which impedes their growth.

Bank loan applications require:

less information than online credit applications

only general information

detailed information from owners and the applying company

only partial responses to the questions asked

Answers

Answer:

detailed information from owners and the applying company

Explanation:

Banks require detailed information from the loan applicant and their company. The information is useful in assessing the applicant's eligibility for a loan.  When issuing loans, a bank is concerned about the borrower's ability to repay. For this reason, the need will require the applicant to state the loan's purposes, how they intend to repay, income tax information, and the collateral to be provided.

The applicant has to give detailed information to convince the bank that they should get the loan.

Which of the following is the correct order of organizational levels?
A. Operative employees, supervisors, middle managers, top management
B. Operative employees, middle managers, supervisors, top management
C. Middle managers, operative employees, supervisors, top management
D. Middle managers, supervisors, operative employees, top management

Answers

Answer:

A. Operative employees, supervisors, middle managers, top management

Explanation:

In an organizational hierarchy, top management is at the summit while operation workers are at the bottom. The organizational chart illustrates the order of seniority in a company.

The line manager or supervisors come after the operational workers. After the supervisors, the middle level follows, and top managers will be attop of the chart.

How often are financial statements
released?

Answers

Answer:

Once per year

Explanation:

The law requires businesses to prepare their financial statements and reports every year or twelve months. A business's financial period should not exceed 12 months. All firms must prepare their financial reports to the relevant stakeholders at the end of every financial period.

Shareholders, investors, business partners, and the government are some of the users of the company's financial reports. The law expects the business to present their financial statements at the end of every period. However, companies may prepare reports in between the financial period for their internal use.

Rent is an example of a(n) _____.

a. fixed cost
b. opportunity cost
c. variable cost
d. none of the above
HURRY PLZZZZ FIRST ANSWER GETS BRAINLIEST

Answers

Answer:

a. fixed cost

Explanation:

Rent is always negotiated and stated in the tenancy or lease agreement. The lease or tenancy agreement is reviewed either annually or after every two years. The rent amounts remain the same until the time a tenancy agreement is reviewed.

Fixed costs are the business expenses that remain the same throughout the financial period.  A business has to incur fixed costs as long as the business is operational. The level of business activity or output does not affect fixed costs. Rent is a good example of fixed costs. A business has the pay the same amount of rent regardless of its production level.

Answer:

A

Explanation:

I just finished the test

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Identify the type of business described in the following scenarios: a) Rosa and Miranda own a food truck together. They make business decisions
together and share all profits and liability. What type of business do they run?
b) The company Healthy Living comes up with an idea for a smoothie shop called
Smoothie Sensations. The company wants to have multiple shops across the United
States and decides to sell the right to use its brand name and product to others who
will open these shops. What type of business is Smoothie Sensations?

Answers

Answer:

Part a.

Rosa and Miranda are running a Partnership

Part b.

Smoothie Sensations is a Franchisor

Explanation:

Partnership

The Partnership Act of 1890 defines a partnership as a relationship which exists between persons carrying on  business in common  with a view of profit. Common characteristic of a Partnership include an agreement by partners to each subscribe an amount of capital in the business and the sharing of profits and loses of the business. Rosa and Miranda are in a Partnership business as they take up most of the characters of this business.

Franchisor

A Franchisor is an original and existing business which sells the right to open stores, and sell products or services using its brand, expertise and intellectual property. This is a strategy used by many businesses to grow externally or market themselves. Smoothie Sensations decides to sell the right to use its brand name and product to others who  will open these shops, thus it is running a franchise.

Does anyone’s else’s teacher do this and does not let you complete the test-

Answers

No and it’s not your teacher who does that it’s your parents they have control over your internet but if your at school and it’s because your on a website that is blocked

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When comparing the various relationships between the government and businesses in market
and command economies, how might a mixed economy best address the needs of every
individual?

Answers

mixed economy makes decisions based on the people and the government. It’s good for the people because depending on the supply and demand of certain products the government can produce and ship more of that product for the people who need/want it. Where there’s high demand, there’s money made.
hope this helped !

What are some of the duties of a person who works in housekeeping services? Check all of the boxes that apply.

creating computer reports

washing linens

providing services to patients

mopping up spills from the floor

Answers

Providing service to patients i think good luck

Answer:

2 4

Explanation:

two difference between purchasing shares on the stock market and saving in a commercial bank

Answers

The main difference between investment banking and commercial banking is that investment banking typically deals with purchasing and selling bonds and stocks for companies , and also helping them issue IPOs , while commercial banks primarily deal with deposits or loans for companies or individuals .

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Commercial banks accept deposits, make loans, protect assets, and serve a wide range of customers, including the general public and businesses. In contrast, investment banks serve large corporations and institutional investors.

What commercial bank means?

A commercial bank is a financial institution that accepts deposits from customers and provides loans and other services. Commercial banks offer basic banking services to their customers as well as small and medium-sized businesses.

One of the primary functions of an investment bank is to act as a go-between for corporations and investors via initial public offerings (IPOs). When a company decides to go public and seeks equity funding, investment banks offer underwriting services for new stock issues.

Learn more about the stock market and saving in a commercial bank here:

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choose ONE of the following home-based activities in which family members can work together as a unit and explain TWO ways in which the involvement of the children in the chosen activity can prepare them for the world of work.

Answers

While parents, family, and community members may assume specific roles as they become involved in the education of children, for example as volunteers in the classroom (see Epstein and Connors' typology, 1993), a synthesis of the literature reveals three overarching roles that are created in the development and implementation of parent and community involvement programs (Lyons, Robbins and Smith, l983; Lynn, l994). Each of these roles is actualized in very different ways in relationships in classrooms, schools, and school districts:

Parents as the primary resource in the education of their children is best exemplified in home learning. Home learning is the activity, or set of activities, that parents and family members may engage in to help their children succeed academically. This partnership role between parents and/or family members and schools may have the greatest impact on achievement.

Parents and community members as supporters and advocates for the education of their children is facilitated through site-based school restructuring. Restructuring schools to create parent and community partnerships with schools focuses on organizational structure. Changing activities; creating new relationships between parents, families, communities, and schools; and implementing innovative strategies are ways that schools can restructure to facilitate parent and community involvement in this role.

Parents and community members as participants in the education of all children incorporates a broader vision in the partnership between schools and the populations they serve. Districtwide programs provide the vehicle for parents and community members to be involved in roles that reach beyond the immediate impact of an individual child to the impact on all children in the district.

Write a one to two paragraph explanation that teaches how to complete each form. Be sure to write the instructions in "plain English" versus official federal government "speak."

Describe the documents you could provide to a new employer in order to establish your identity and/or employment eligibility. Provide a list of a minimum of four documents.
Submit your paragraph explanations for completing each form and the description of the documents for establishing your identity and/or employment eligibility as the assignment for this lesson.

Answers

I know! It’s paradise

Answer: So so sorry but i don't know!

Explanation:Have a great day

PLEASE HELP ASAP!!! Which statement describes a strategy for improving ones organization and time management at work ?

Answers

The answer is the 3rd one.

My explanation would be that the other reasons listed are for personal use such as friends birthdays, music, and a new clock, but the third answer is listing things appropriate for a business.

Hope I helped !

Answer:

C

Explanation:

You are trying to decide how to increase the amount you save. What could you do?
• When you get a pay raise, save the increase from each paycheck
• Each day drop your change in a jar and deposit it when the jar is full
. When you get a pay raise, save a portion of the raise from each paycheck
• Save any extra money that comes in such as birthday gifts or bonuses from work.
• Save any money that is left over at the end of each pay period.

Answers

Answer:

I would say All of the Above

Explanation:

Saving money can be done in many ways, in many styles. I hope this helps

Select the correct answer.
Job opportunities for dietitians are expected to grow this decade.
A. True
B. False

Answers

The answer is "A" aka true.

Keys that are related by tonic are said to be _____.
diatonic
enharmonic
relative
parallel

Answers

Answer:

A) Diatonic

Explanation:

Hope that helps

Answer:

its parallel

Explanation:

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hey guys

can you tell me some business ideas?

I'm stuck

Answers

embroidery business
cake decorator
jewelry business
make your own hair products to sell
do people’s homework

When tectonic plates collide, there may be-
F earthquakes and volcanoes
G very high mountains
H deep ocean trenches
J all of the above​

Answers

Answer:

When tectonic plates collide, there may be-

F earthquakes and volcanoes

G very high mountains

H deep ocean trenches

J all of the above​Explanation:

Do you think you should use a zero-based budgeting system? Explain why or why not.

Answers

yes, because it gives you an opportunity to put forth money for the future on what to do with it. but only if you reach the zero at the end of the month. you can use it in many ways like emergency funds or an envelope system.
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