A company borrowed $150,000 at an interest rate of 9% compounded annually over six years. the loan will be repaid in installments at the end of each year, according to the accompanying repayment schedule. what will be the size of the last payment (x) that will pay off the loan?
Answer:
French Loan Schedule $33,437.97
German Loan Schedule $27,250
Explanation:
As there is no information attached about the kind of loan schedule I'm ghoing to resumethe work for the two possible options:
French Loan (equal payment across year)
This will be an annuity of 6 year at 9% interest:
[tex]PV \div \frac{1-(1+r)^{-time} }{rate} = C\\[/tex]
PV 150,000.00
time 6
rate 0.09
[tex]150000 \div \frac{1-(1+0.09)^{-6} }{0.09} = C\\[/tex]
C $ 33,437.967
German Loan (equal amortization across the loan-life)
$150,000 / 6 = 25,000 amorization per year
Last year payment will be the 25,000 plus the interest accrued during this time:
25,000 x ( 1+ 0.09) = $27,250
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If the question what about different principal payment across times then, there do another question an attach that information.
Macro equilibrium in the income-expenditure model occurs where aggregate expenditure is equal to national income; this occurs where the aggregate expenditure schedule crosses the ________.
Answer:
45 degree line
Explanation:
In the equilibrium in income and expenditure model, expenditure equals national income when the expenditure crosses the 45 degree line. This means that in income and expenditure being at equilibrium, it means that there is no shift, change, deviation from the outcome.
Expenditure below and above 45 degree is not in equilibrium as that means that government income is either less than or greater than the expenditure respectively.
Cheers
The _____ perspective on management consists of the systems, contingency, and quality-management viewpoints
Answer:
Contemporary
Explanation:
Which scenario describes a student filing a permission request for an online source?
Answer: C
Explanation:
Answer:
C
Explanation:
According to low estimates, we see advertisements every _____ minutes.
Answer:
4
Explanation:
Its every 4 mins we see ads
What is speculative risk?
Answer:
A speculative risk is uncertain degree of gain or loss. Every speculative risk are made as conscious choices and are not just a result of uncontrollable circumstances.
Explanation:
It's basically a conscious choice you made!
Answer:
A voluntary risk that will either result in a profit or loss
Explanation:
Under which nonforfeiture option does the company pay the surrender value and have no further obligations to the policyowner?
Answer: cash surrender
Explanation:
Cash surrender is the nonforfeiture option whereby the company pays the surrender value and have no further obligations to the policyowner.
The cash surrender value is the amount of money that is been paid by an insurance company to an annuity contract owner or policyholder in case there's contract termination before maturity. It should be noted that the contract is over once cash surrender value is being paid.
The statement used to predict future profitability and a company's future cash-generating ability is the
Answer:
Income statement
Explanation:
As seen in the question above, Income statement can be defined as a statement used to predict or project the profitability of a company and its future. It is sometimes called cash flow statement.
In simpler terms, the income statement is a document that shows how much a
company will make over a certain period.
Cheers
Sweetmeats Inc., a deli, produces its own grains, such as corn, wheat, rice, and oats. The employees create different types of breads without having to buy the grains from other sources. This has helped them sell their bread items to customers at much lower prices than other neighboring delis. This scenario best illustrates a(n) ________.
Answer:
Cost advantage.
Explanation:
In this scenario, Sweetmeats Inc., a deli, produces its own grains, such as corn, wheat, rice, and oats. The employees create different types of breads without having to buy the grains from other sources. This has helped them sell their bread items to customers at much lower prices than other neighboring delis. This scenario best illustrates a cost advantage.
Cost advantage can be defined as the factors, benefits or edge which an organization has to produce its goods and services at a cheaper rate and better quality, over its competitors or rivals in the same industry. Some of these factors include availability of raw materials, branding, skillful workforce, intellectual property, quality distribution channels, favorable location, great customer services, superior technology, etc.
The cost advantage is simply known as a type of an advantage that the firm has over competitors usually in terms of costs. The scenario above is called cost advantage.
Firms do reduce cost so that they can have a great advantage over competitors who have higher costs and so the prices of their products and services will then be higher.
There are a lot of factors to consider when reducing the cost of a firm. They include Distribution, technology, volume and scale of the company, raw material etc.
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A well-designed organization is one in which employee incentives are aligned with: a. organizational design. b. the rational-actor paradigm. c. corporate incentives. d. organizational goals.
Answer:
The answer is D.
Explanation:
In order to have almost the same vision or targets as the shareholders, employee incentives must aligned with corporate goals. If this is not done, most employees will be working for their individual set target which might not be the target of the owners of the business (shareholders).
One of the incentives can be share options. Employee having shares of the company and with this, the employees might be motivated to work towards increasing the share price.
During Year 2, Chico Company earned $3,200 of cash revenue, paid $1,350 of cash expenses, and paid a $850 cash dividend to its stockholders. Based on this information alone, which of the following statements is not true?A) Total assets increased by S1000 B) Cashow to coating activities was $1,000 C) Net income amounted to $1850D) Cashow from operating acties was $1850
Answer:
B) Cash inflow from operating activities was $1,000.
Explanation:
The first statement is true because we notice the Total assets actually increased by $1,000 when we subtract Cash Revenue - Cash Expenses ($3200 - $1350 - $850 =$1000. The same is true for all the other options except for option B because the cash inflow from operating activities wasn't mentioned.
Marketing intermediaries Group of answer choices create value, but this value is seldom great enough to justify the added cost they charge for their services. have survived because they can often perform marketing functions faster and at lower cost than producers. tend to increase the number of exchange relationships producers and consumers must deal with in order to buy and sell goods. are unlikely to survive in a competitive global economy.
Answer:
Marketing intermediaries:
tend to increase the number of exchange relationships producers and consumers must deal with in order to buy and sell goods.
Explanation:
Marketing intermediaries, otherwise called middlemen, are independent firms whose functions are necessary in the free-flow of goods and services from producers to end-users. Some of the marketing intermediaries are agents, wholesalers and retailers. Others include marketing services agencies, physical distribution companies, and financial institutions. Without their help, there would be inefficiency in the production and distribution of goods and services, as they smoothen distribution access.
An investor purchases a PQR convertible bond at 98 on June 18, 1994. The bond is convertible at $25, and on June 19, 1995, when the common stock is trading at $26 per share, the investor converts his bond into the stock. For tax purposes, these transactions will result in
Answer:
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What type of copayment is it when the insurance policy requires a copayment of $20 on all care transactions
Answer:
flat rate copay
Explanation:
Copay is generally a fixed amount or a fixed percentage of the medical expense that an insured must pay in order to receive medical attention or services. For example, every time I go to a doctor I pay $40, but if I need other specialized services it ranges from $80 - $120. In this case, this copay is fixed (always $20), so it is considered a flat rate copay.
Agent Harriet Walker has recently begun marketing Medicare Advantage and related products aimed at meeting the needs of senior citizens. Client Mildred Jones has expressed interest in a Medicare Advantage plan. It is now the beginning of September. If you were in Agent Walker's position, what would you do?
Answer:
Inquire whether the client qualifies for a special enrollment period, and if not, solicit an enrollment application once the annual open enrollment election period begins on October 15th.
Explanation:
In this scenario where Agent Harriet Walker is marketing Medicare Advantage and related products aimed at meeting the needs of senior citizens.
If Client Mildred Jones has expressed interest in a Medicare Advantage plan and it is now the beginning of September.
The best action is to enroll her of she qualifies for special enrollment period.
If she is not qualified she should solicit an enrollment application once the annual open enrollment election period begins on October 15th.
Harriet should keep engaging Mildred's interest till 15th October.
find two rational number between -3 and -2
Answer:
-2.1 and - 2.89
They are rational numbers between - 3 and - 2
According to ceo heidi ganahl, camp bow wow requires a strong and consistent corporate culture to keep all local franchise owners "on the same page" and to follow a common template for the business and brand. this culture could become detrimental over time because strong consistent cultures:
Answer: Are inflexible and incapable of adapting to environmental change.
Explanation:
The options are:
a Are inflexible and incapable of adapting to environmental change.
b Usually develop poor coordination within the organizations.
c Do not perform well at any point of time due to their rigidity.
d Become unstable and unpredictable with time.
According to ceo heidi ganahl, camp bow wow requires a strong and consistent corporate culture to keep all local franchise owners "on the same page" and to follow a common template for the business and brand. this culture could become detrimental over time because strong consistent cultures are inflexible and incapable of adapting to environmental change.
It should be noted that having a string and consistent organizational culture doesn't meam that such organization does will perform well. Organizations that has strong cultures typically perform poorly when there's need for change.
Bill owns Jurisprudence Employers, Inc., a legal staffing company and employs George. One day Bill instructed George to falsify billing records for several clients, in order to inflate the profits for the company. If George is charged for fraud, what liability, if any does Bill have?
Answer:
Bill is also equally and somewhere more liable as he is the employer.
Explanation:
Although in records it might seem that George did the falsify act, but for that he required the permission of his employer.
When the fact is clearly stated that George did this on direction of his employer Bill, and that Bill demanded this intentionally in order to present extra profits, he is more liable for this false act.
As George is the employee, he is bound to follow the directions of his employer. Thus Bill is crucially liable for this act, as he is an important reason for this act.
I study French so I can talk to my cousin who lives in Paris
Intrinsic or
Extrinsic?
Hey
Answer:
"Intrinsic" would be the correct choice.
Explanation:
Something that has intrinsic value as well as interest, it's indeed worthwhile or significant along with its real existence and appearance, and not just because of the latter's relation with several other kinds of activities.Intrinsic motivation means actions motivated by intrinsic motivators. In several other terms, the motivation comes from inside the person to participate in an activity even though it is inherently rewarding for you.Answer:
Intrinsic
Explanation:
Got it right on Edge 2021
A 4 percent increase in the price of beer will cause a 1 percent decline in the quantity of beer demanded. The demand for beer is:
Answer:
The demand for beer is inelastic
Explanation:
Price Elasticity of Demand (PED) is the measure of responsiveness of the demand of a consumer to a product to a change in the price of the product. The formula is percentage change in quantity demanded divided by percentage change in price.
A PED of greater than 1 is elastic, meaning that the demand for a product is sensitive to the very small change in price.
A PED of less than 1 is said to be inelastic, which implies that there is no significant change in the quantity demanded when the price changes. In our example, the PED is inelastic because:
[tex]PED = \frac{\%\ change\ in\ demand}{\%\ change\ in\ price}\\ PED =\frac{1}{4} \\PED = 0.25[/tex]
since 0.25 is less than 1, PED is inelastic
Finally, if the ratio of the percentage changes in both quantities demanded and price equals 1, it is said to be unit elastic. This means that there is a proportionate change in quantity demanded with a change in price.
Which business structures offer business owners Martin and Teresa the most shared control over the business? A : general partnership, limited liability partnership, sole proprietorship B : S-corporation, limited liability partnership, sole proprietorship C : general partnership, limited liability partnership, limited liability corporation D : general partnership, sole proprietorship, S-corporation
Answer:
C : general partnership, limited liability partnership, limited liability corporation
Explanation:
In general partnership there is no outsider allowed and needed unlike the bigger organisation structure like listed entities. As only the partners with capital as decided in the memorandum are the owners of business.
In limited liability partnerships also the owners are benefited by having a limited liability as this structure provides for some extra benefit of limiting the liability. Also this structure ensures that there are few members and that only the members have control over the business.
A limited liability corporation is a mix of proprietorship, and limited liability partnership, as in this the liabilities are limited but the ownership remains in tact with the partners.
Thus, all these forms are suitable for maximum ownership.
Answer:
A : general partnership, limited liability partnership
Explanation:
In which type of economy are the largest variety of goods and services produced? A. market B. command C. traditional D. demand
Answer:
A. Market
Explanation:
An economy can be defined as an inter-related process of production between producers (manufacturers), distributors and consumers of goods and services, which primarily determines how scarce resources are used or allocated in a specific country. There are four (4) main types of economy and these are;
1. Traditional economy.
2. Mixed economy.
3. Command economy.
4. Market economy.
A type of economy in which the largest variety of goods and services are produced is a market economy because their prices are mainly determined or dependent on supply and demand.
This ultimately implies that, both supply and demand influence economic decisions such as what goods are to be produced, how many should be produced, what price should they be sold, distribution method to be used, who buys the goods etc.
Hence, a market economy is relatively free of government intervention, as well as government interference with profits and the factors of production such as land, labor, capital etc.
When Gino is credited with being a manager who understands his employees and himself, and who works well with all the members of his team, which essential managerial skill is being described?
Answer:
human skill
Explanation:
Human skill is a combination of the talent, knowledge, skills, abilities of an individual that give some productive output to the business organization
Since in the question it is mentioned that Gino is credited for a manager as he understand his employees and work well with the team members
So this represents the human skill as it also judge the behavior of a person whether he or she behaving ethical or not
The marketing mix elements are called ________ because they are the responsibility of the marketing department in an organization.
Answer:
controllable factors
Explanation:
The marketing mix elements are called
controllable factors because they are the responsibility of the marketing department in an organization.
It should be noted that the marketing mix elements are are reffered to as controllable factors because the controllable factors are those steps or action that are taken in business to bring about development and to market the business products and services.
These controllable factors could be the price of the product/ services how the product is been promoted as well as places and others.
Phil and Jake are 16 and 14 years old respectively, $9150 isshared between them in the ratio of their age , how much does Phil get?
age ratio => Phil : Jake
16 : 14
( 16+14 = 30 ) units = $9150
1 unit = $9150 ÷ 30
16 units = ( 9150 ÷ 30 ) × 16
= $ 4880
Therefore, Phil gets $4880
An IRA uses immediate annuities to pay out benefits; the IRA owner is nearly 75 years old when he decides to collect distributions. What kind of penalty would the IRA owner pay?
Answer:
50% tax on the amount not distributed as required
Explanation:
In this specific scenario, the individual will have to pay a penalty of 50% tax on the amount not distributed as required. This is mainly due to the fact that traditional IRA accounts require that distribution of benefits must begin no later than age 70½ if immediate annuities are used to pay for them. Failure to do so would have a consequence of a 50% tax on the undistributed amount, and must be paid by the owner of the account.
Why is transportation infrastructure mostly provided by the state and federal governments rather than the private sector in the United States?
A
It is vital to the nation's economic growth and must be controlled by the public sector.
B
It is not in demand and therefore offers no financial incentives for private firms to produce it.
C
It is too expensive for private firms to produce and therefore must be funded by the government.
D
It is needed by all people and may not be affordable if produced by the private sector.
Quickly...............................................................
Answer:
The correct answer is the option D: It is needed by all people and may not be affordable ir produced by the private sector.
Explanation:
To begin with, when it comes to terms of public goods it is necessary to understand that the private sector can not given them due to the fact that it will not be profitable for them or in the other case if it were then the majority of the population will not be able to achieve them, so therefore that when it comes to transport infrastructure the government pays for them because there is not private company that will be pleased to provide that service and moreover, it is something needed by all people so that means that can not be excludable because of the high need of use in order to increase the economy of the nation.
The person who believed that management must do more to improve the work environment and processes so that quality can be improved was
Answer:
W. Edwards Deming
Explanation:
The person who believed that management must do more to improve the work environment and processes so that quality can be improved was
W. Edwards Deming
W. Edwards Deming who is a management consultant from America that believe in system theory that all organization has different components that works together to achieve a goal in the organization.
Which department handles the task of finding vendors that will provide goods at the best prices?
An insurance premium of $1,500 is paid for insurance coverage for the following year. The payment is recorded as an expense in the month of purchase. This violates the __________ principle of accounting.
Answer:
Matching principle
Explanation:
The matching principle in accounting states that the income for a period should be matched together to the expenses incurred to generate them.
For example, the insurance premium paid for was meant to cover the following year consumption, hence it is a prepaid expense and should be recognized and treated as an asset at the end of the current year.
Further more, such asset would later be recognized as an expense in the following year when the insurance service would have been consumed.
This violates the matching principle of accounting.