These digital IDs will enable craftsmen to communicate with e-commerce companies and gather customer data to target a particular clientele.
This is further explained below.
What is e-commerce?Generally, The term "eCommerce," which may also be referred to as "electronic commerce" or "internet commerce," describes the process of purchasing and selling products or services via the use of the internet, as well as the transfer of monetary value and data in order to carry out these financial dealings.
As a result, Accenture will lend a hand in further formalizing the work that craftsmen do, all the while protecting the unique identities of the artisans and the confidentiality of the relationships between items.
Craftspeople will have a higher ability to develop their work in a manner that is more secure thanks to the introduction of digital identities, as well as the option of receiving more information about the customer who purchases their work.
Craftspeople are able to improve their understanding of the demographics of their customers and tailor their work to the requirements and preferences of that audience.
As a result, they are able to better segment their market and see an increase in revenue
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exponent 5/3 write the exponential expression in expanded form and standard form
The exponential expression in expanded form and standard form for the exponent 5 to the power 3 is 125.
Here,
= 5³
= 5 × 5 × 5
= 25 × 5
= 125
Thus, the expanded form of 5 raised to the power 3 is 125.
The exponential expressions are just a way to write powers in the short form. Thus, the exponent tends to indicate the number of times the base which is thus used as a factor.
Hence, the expanded form means expressing according to a place value, and standard form means expressing numbers using the given numbers.
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Explain three factors that affect supply
Answer:
Cost of product, technology, government policies.
Answer the questions beneath the attached document
According to the information provided in the Pottermania Case Study, the three major challenges with the supply chain of Amazon were:
There was the issue of the delayed release of the title of the book making the logistics with regard to update of webpages difficult;There were also issues with the release date. Although FedEx agreed to ship, it was all the more difficult because it was on a Saturday;Amazon's Information Systems team faced the most difficult hurdle of all. Because the orders were received in some cases months in advance, each customer's data had to be validated and saved for future shipping.As an expert in the electronic supply chain, what information system can solve the challenges explained above?Information Technology combines numerous supply chain procedures carried out by diverse firms. It accelerates corporate operations and eliminates bottlenecks. Companies, particularly in manufacturing, are getting closer to attaining on-time procurement, shorter inventory, and improved efficiency.
For example, with an IT System in the above scenario, customer data would have been validated at the point of order. Hence removing the biggest problem that Amazon's IT system faced at the time.
At the time, a push system was the only model that would have felt most comfortable for the supply chain players. However, with the integration of IT, a pull system becomes not only feasible but normal. Recall that IT also made E-Books possible.
A pull system starts production in response to current demand, whereas a push system starts output in anticipation of future demand. Production in a pull system is driven by real requests for completed items, whereas production in a push system is launched irrespective of demands.
The bullwhip effect is a supply chain occurrence that describes how modest swings in retail demand can induce increasingly bigger fluctuations in wholesale, distributor, manufacturer, and raw material supplier demand. The effect is called from the mechanics of whip cracking.
This effect occurs due to a lack of access to a helicopter view information of the market. With advancements in technology, this can be tackled if, using IT, the key players in the chain utilize the pull system.
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All of the following are examples of ways to potentially increase income EXCEPT:
Take advantage of income tax credit programs.
Use the public library.
Review your paycheck withholdings.
Sell something.
An individual cannot increase income through B. Use the public library.
What is income?Income refers to the value received over a period.
Some income may be received in exchange for services or products. Other income may be received as beneficial transfers.
Income is usually in the form of money, physical or financial property, and other valuables.
Income can be increased by taking advantage of tax credit programs to reduce tax liability, reviewing paycheck withholdings for over-withholdings, or selling goods or services to earn additional income.
Thus, Option B cannot increase an individual's income.
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Deborah's debt safety ratio is ___
Deborah's debt safet
% and considered_____
To determine your capacity to pay back debt, use the debt service ratio and debt safety ratio.
Both the debt service ratio and the debt safety ratio evaluate how much of your monthly income is required to pay off your debt. While your debt safety ratio measures your monthly consumer debt payments to your monthly take-home pay, your debt service ratio compares your total monthly loan payments to your gross monthly income. These computations are significant for two reasons.
First, refraining from taking on more debt than you can manage by keeping your debt service ratio and debt safety ratio within sustainable bounds. Second, loan officers often use comparable calculations to establish your eligibility for credit cards, mortgages, and auto loans.
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All of the following are characteristics of Weberian bureaucracy except:
a. administrative acts and decisions are recorded in writing.
b. management is the same as the ownership of the organization.
c. positions are organized in a hierarchy of authority, with each position under the authority of a higher one.
d. labor is divided with clear definitions of authority and responsibility that are legitimized as official duties.
e. all personnel are selected and promoted based on technical qualifications.
The following are characteristics of Weberian bureaucracy: The option is management is the same as the ownership of the organization.
In Weberian bureaucracy, the specific degrees of the rule are hierarchically organized in a device of superordination and subordination. Administrative processes are primarily based on written policies, an impersonal order, and a clean department of hard work. The professional appointment of bureaucrats is based totally on qualification and performance.
Weberian bureaucracy argued that energy can take a spread of paperwork. someone's strength can be proven in the social order thru their reputation, inside the financial order via their elegance, and inside the political order via their celebration. hence, elegance, status, and birthday celebrations are each factor in the distribution of electricity inside a community.
All bureaucracies proportion comparable traits, which include specialization, hierarchical organization, and formal rules. within excellent instances, these traits permit paperwork to characteristic smoothly. workers in a form perform specialized duties that are named for training and expertise.
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Elicitation is an iterative process. At what point(s) in a project should you conduct an elicitation analysis?
To Conduct an Elicitation Analysis :-
A document's applicability or relevance must first be determined by the business analyst. Document analysis is often done early in the requirements elicitation process because the information obtained with this method can be used to design follow-up elicitation through other techniques.
Elicitation process: what is it?
Elicitation in business analysis, however, doesn't involve magic or cunning. It alludes to an organized method designed to "pull out" data and create agreement among Subject Matter Experts (SMEs) on the specifications for application/software development.To Learn more about Elicitation Click the links
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Describe the 5 key characteristics of "Big Data," then come up with a 6th characteristic and explain why.
1. Volume
2. Velocity
3. Value
4. Variety
5. Veracity
The five primary and fundamental qualities of big data are the five V's: velocity, volume, value, variety, and veracity.
What is Big data?Big data is created by combining organized, semi-structured, and unstructured data that has been collected by companies. This data can be utilized to get insights for applications such as predictive modeling, machine learning, and advanced analytics.
Big data can be used to improve business operations and provide superior customer service. Data scientists may maximize the value of their data by knowing the five Vs, which also helps the company where they work become more customer-focused.
Therefore, The five primary and fundamental qualities of big data are the five V's: velocity, volume, value, variety, and veracity.
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At the beginning of last year, you invested $4,000 in 80 shares of the Chang Corporation. During the year, Chang paid dividends of $5 per share. At the end of the year, you sold the 80 shares for $59 a share. Compute your total HPY on these shares and indicate how much was due to the price change and how much was due to the dividend income.
With these shares, your total HPY would be $15,800. The price change accounts for $4,000 of this, while the dividend income accounts for the remaining $11,800.
What is Dividend ?A plan to distribute those gains as a dividend has been approved by the board of directors of the corporation.
Each share of stock receives a dividend payment. American businesses typically pay dividends on a quarterly, monthly, or semiannual basis. The corporation discloses the amount, ex-dividend date, and when the dividend will be paid.
Dividends are payments made by corporations to their shareholders out of their profits. A corporation is able to distribute a portion of its profit as a dividend to shareholders when it generates a profit or surplus. Any remaining funds are seized and reinvested in the company.
A dividend is a gift that a business delivers to its shareholders, whether it be cash or something else. Different sorts of dividends, including cash payments, stock dividends, andor another format.
The board of directors of a firm determines its dividend, which requires shareholder approval.
[tex]HPY = dividend + increrease in Price / Invested price \\ = $ 5 + $ 9 /50\\ = 14/50*100= 28 %[/tex]
Hence Return on Investment will be 28 %
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Martha realizes that the microwave she bought is faulty after a month of purchase. The manufacturer of the microwave asks Martha to pay the repair expenses as the fault was with a part that was out of warranty. Martha was unaware of this warranty condition. What should Martha do to resolve her grievance?
If Martha was unaware of this warranty condition. What Martha should do to resolve her grievance is: c. approach the Federal Trade Commission.
What is Federal Trade Commission?Federal Trade Commission can be defined as the agent whose sole responsibility is to fight for consumer right in a situation where buyers of a product are not treated rightly by a seller or when a company defraud a potential customers.
The best thing is for her to approach the federal trade commission and explain what transpire between her and the seller in which this agency will investigate the matter and fight for her right since their duties is to protect buyers from sellers.
Therefore we can conclude that Martha should approach the Federal Trade Commission so as to make her complaints.
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The complete question is:
Martha realizes that the microwave she bought is faulty after a month of purchase. The manufacturer of the microwave asks Martha to pay the repair expenses as the fault was with a part that was out of warranty. Martha was unaware of this warranty condition. What should Martha do to resolve her grievance?
A. pay for the repair
B. contact the Food and Drug Administration
C. approach the Federal Trade Commission
D. buy a new microwave
E. recycle the microwave responsibly
Answer
The answer is C, approach the Federal Trade Commission.
Explanation:
I need help!!! offering (25 points)
Denzel checks his state's website to register for a company tax ID. Obtaining a tax ID or EIN depends on the Ownership structure. Option C
This is further explained below.
What is the Structure of business ownership?Generally, The most prevalent forms of company ownership are sole proprietorships, partnerships, and limited liability corporations (LLCs).
Each distinct mode of doing business is accompanied by its own particular set of benefits and drawbacks.
In conclusion, Denzel is checking his state's government website regarding applying for a tax ID number for his business. the determining factor for obtaining a tax ID number or employer identification number (EIN) is the Structure of business ownership
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Explain how marketing information is used in sports and entertainment marketing
The use of sporting and sports-related events to advertise a company, brand, or product is known as sports marketing. Using this strategy, marketers can use sports' appeal and popularity to draw attention to their company or product. The marketing and promotion of live sporting events is also included in the category of sports and entertainment marketing.
How is marketing used in the entertainment industry?Popular entertainment marketing techniques include product placement, strategic brand alliances, and celebrity endorsements. These strategies are used in pop cultural events and aid in their spread in our society.
Marketing that focuses on both the promotion of sports, events, games, music, and films as well as the advertising of other products and services through sport and entertainment is known as "sport & entertainment marketing." You will be actively working on actual business cases that have been given to you by the sector.
We'll talk about entertainment marketing in two different approaches. First, entertainment will be considered a product that needs to be sold. Second, the role of entertainment in marketing to draw attention to other products will be addressed.
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I need help!!! offering (25 points)
For this exercise, assume you are the owner of a small electronics firm based in UAE. Your research department has developed a cellular phone that translates conversations into any of 24 languages. From conversations with business associates and friends, you have identified two especially attractive overseas markets—Brazil and Australia. Use the internet to help you research these two countries.
1. What is the total population for each country? Which country’s population is growing the fastest? What is the median age?
2. Compare the government types for each country. What type of legal system does each have?
3. Which country has the largest number of cellular phones in use? What percentage of the population uses cellular phones?
4. Based on your research, which country, Brazil or Australia, would you choose to introduce your product? Why?
China has the largest number of cellular phones in use. 95% of the population uses cellular phones. Africa is the country whose population is growing the fastest.
A cellular network or cell community is a communication community in which the link to and from quit nodes is wireless. The community is shipped over land regions called "cells", each served by using at least one constant-area transceiver (generally three cellular websites or base transceiver stations). Those base stations offer cell network insurance which may be used for the transmission of voice, facts, and other forms of content material. A mobile normally uses a specific set of frequencies from neighboring cells, to avoid interference and offer guaranteed service first-rate inside each cellular.
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WILL GIVE BRAINILYIST
1. Write a press release that announces the CellDogz product recall to the public. In this announcement, make sure you include the following:
a. What happened (the objective facts)
b. How the company will make it right (accountability)
c. How CellDogz plans to prevent the problem from happening again
d. How CellDogz’ company values and ethics have impacted this recall decision
To write a good press release announcing a CellDogz product recall, you must take an honest to optimistic approach so that issues do not affect consumer perception.
What objective facts led to the product recall?Objective facts should seek to explain to the consumer and other company stakeholders the reasons that led to the product recall, such as a manufacturing problem that was perceived late when the products had already been distributed for sale.
The company must also clearly specify to the consumer its full responsibility for defects, collection, replacement or financial compensation for the CellDogZ product purchased.
It is also important that the company seeks to mitigate the impact on the recall in order to attest to its concern and new measures to prevent the problem from happening again.
Therefore, by demonstrating its values and ethical decisions to carry out the recall decision, the company attests to its seriousness and reliability, so that the consumer's perception of the brand is not affected.
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Kragle Ltd manufacturers a number of specialised electronic components, including the advanced X1000. Kragle Ltd has the capacity to produce 10 000 units of X1000 per year. Currently it is operating at 80 per cent capacity. The selling price for X1000 is $100 per unit. The variable cost per unit is $70. Fixed cost allocated to producing X1000 is $200 000 per year. Kragle Ltd receives a special order for 3000 units of X1000. The opportunity cost associated with taking this special order is
The opportunity cost associated with the special order = $45,000
Kragle Ltd can produce x1000 = 10,000 units/year.
operating at 80% capacity
Total units produced that year = 10,000u × 80%
= 8000 units
Selling price of x1000 = $100/unit
Variable cost(VC) = $70
Fixed cost(FC) = Fixed cost per year ÷ Total production per year
= $200,000 ÷ 8000 units
= $25
Total cost of production = FC + VC
= 70 + 25
= $85
The selling price of x1000(SP) = $100
special order of x1000 = 3000 units
SP of special order = 3000 units × $100
=$300,000
The total cost of special order = 3000 units × $85
= $255,000
Opportunity cost = Return on most profitable investment - chosen investment
= $300,000 - $255,000
= $45000
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Jackson investigated loans for a $15,575 car. What might happen if he found a car he liked for $10,000?
O He would have larger monthly payments.
O The lenders will not lend him a smaller amount of money.
O He would still have to take the bank's loan offer.
O The lenders might give him a better interest rate on a smaller loan.
Answer: He would have a larger monthly payments
Explanation:
If he finds a car for $10,000, then subtract $15,575 from $10,000. Than you will see how much money he has in the loan.
Answer:
The lenders might give him a better interest rate on a smaller loan.
Explanation:
because why would he have larger payments for a cheaper car, they will lend you ten thousand for a good reason , and they can't force you to take a smaller loan.
Between 2008 and 2009, the US economy
.
Between 2008 and 2009, GDP changed by about
.
Between 2008 and 2009, the unemployment rate changed by about
.
The United States' GDP shrank by 0.3% in 2008 and 2.8% in 2009 during the Great Recession, and the unemployment rate briefly rose to 10%. 1 But there is little doubt economy that this catastrophe has caused the biggest economic collapse in the intervening years.
While the revised GDP growth for 2008–09 is 6.7%, it is still lower than the previous estimate of 6.8%. However, growth for 2009–10 was increased from 8% to 8.4%, while growth for 2010–11 was changed from 8.5 to 8.4%. The rate unemployment jumped by 1 percentage point between 2008 and 2009, economy was the highest annual change in the 20 years of worldwide estimates that are currently available.
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Answer:
1. shrank
2. -3.0%
3. 1.5%
Explanation:
All Glow (Pty) Ltd are financed as follows:
20 million ordinary shares of R2 each R40 000 000
5 000 debentures of R1 000 each R 5 000 000
Retained income R15 000 000
Long-term loans R20 500 000
Calculate the debt: equity ratio (based on book values).
The debt: equity ratio based on book values is 0.56875.
What is a debt - equity ratio?It is a financial ratio that is used to evaluate a company’s financial leverage and, it is calculated by dividing a company’s total liabilities by its shareholder equity. Its mainly compares the company’s total liabilities with its shareholder equity and can be used to assess the extent of its reliance on debt.
In finance, the D/E ratio is such an important metric as its measure of the degree to which a company is financing its operations with debt rather than its own resources.
Shareholder equity = 20 * R40 000 000
Shareholder equity = R80,000,000
Total liabilities = Long-term loans + Debentures
Total liabilities = R20 500 000 + (5*R 5 000 000)
Total liabilities = R45,500,000
D/E ratio = R45,500,000 / R80,000,000
D/E ratio = 0.56875
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-Requiring health insurance by all members of society?
Help please
Assume that a business firm sells a product at the price of Rs 500. The firm has decided to reduce the price of the product to Rs 400. Consequently, the demand for the product is raised from 20,000 units to 25,000 units. Calculate the price elasticity of demand.
1.25 is the price elasticity of demand.
Price elasticity of demand: what is it?The relationship between the percentage change in a product's quantity demanded and the percentage change in price is known as price elasticity of demand. It helps economists comprehend how supply and demand shift in response to changes in a product's price.
The price Elasticity of Demand is calculated as follows: % change in quantity / % change in price.
In the above question:
given,
prices(p) change = 500 to 400
Quantity(q) change = 20,000 to 25,000
now, the price Elasticity of Demand formula is :
elasticity of demand= - [tex]\frac{p}{q} X \frac{dq}{dp}[/tex]
=- [tex]\frac{500}{2000} X \frac{5000}{-100}[/tex]
= [tex]\frac{5}{4}[/tex] = 1.25
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A concentrated strategy can be disastrous for a firm that is not successful in its narrowly defined target market. True or false
A concentrated strategy can be disastrous for a firm that is not successful in its narrowly defined target market. This is a true statement.
What is advantage of using a concentrated targeting strategy?The best marketing plan for small firms is concentrated advertising. It's excellent for pinpointing your audience section. Your brand can establish itself as an authority in its market by concentrating on satisfying the wants of a very small group of customers.
Which is the characteristic of concentrated targeting strategy?In a concentrated marketing approach, a business focuses most or all of its marketing efforts on a single target market segment. Concentrated marketing firms place a strong emphasis on how their goods can satisfy the specific requirements of their target market.
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The Short-Run Macroeconomic Model
is very similar to the standard model
for markets. In what ways are these
two models similar?
A. no Demand Curve
B. upward sloping Supply Curve
C. downward sloping Supply Curve
Answer:c
Explanation:
it is c trust
Cheryl got a new job that pays extremely well. This is good because two years ago she was forced to go into bankruptcy when she couldn't repay her debt. She would like to purchase a used car so she can drive to work. However, she knows it will be hard to get the bank to provide her with a car loan at favorable interest rates due to her recent bankruptcy. She has therefore saved her money diligently so she will have enough to pay for the car outright. In this case, Cheryl lacks
In this case, Cheryl lacks Credit.
Credit is typically understood as a legal arrangement whereby a borrower obtains money or other valuables and agrees to pay the lender back at a later time, typically with interest. The term "credit" can also refer to someone or something's creditworthiness or credit history. A social relationship between a creditor (lender) and a borrower is the fundamental component of credit (debtor). Debtor agrees to return lender, frequently with interest, or face financial or legal repercussions.
Extending credit is a practise that dates back to the beginning of human civilization, thousands of years ago. The 1900s saw the greatest growth in the use of credit cards. Larger businesses started forming networks with other businesses and paying any of these businesses using credit cards. Each participating company was charged a portion of all billings, and the companies chose their billing methods and charged the cardholder a set annual fee. As a result, credit cards were developed on behalf of banks worldwide.
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Based on the following information from ABC Company’s financial analysis, which one of the following statements is NOT true?
Ratio
Year 1
Year 2
Year 3
Year 4
Year 5
Debt to equity
0.05
0.02
0.01
0.01
0.02
Operating income ratio
15.9%
18.6%
17.5%
19.6%
21.3%
Payable turnover ratio
9.75
10.63
11.24
13,15
13.52
Inventory turnover ratio
6.31
5.76
7.28
10.53
15.36
Gross profit ratio
58.3%
52.3%
46.9%
49.5%
41.3%
Net profit ratio
13.2%
15.2%
14.1%
15.9%
16.4%
Current ratio
7.35
4.96
3.28
2.65
3.14
Based on the following information from ABC Company’s financial analysis, the untrue statement is C. The company's ability to cover its short-term obligations is getting higher over the five years.
What financial ratio shows the ability to meet short-term obligations?The financial ratio that can be used to determine if a company is able to meet its short-term obligations is called the Current Asset Ratio.
The current ratio (current assets/current liabilities) of ABC Company has been decreasing since Year 1. Its ability to meet short-term obligations cannot be increasing at the same time.
Ratio Year1 Year2 Year3 Year4 Year5
Debt to equity 0.05 0.02 0.01 0.01 0.02
Net profit ratio 15.9% 18.6% 17.5% 19.6% 21.3%
payable turnover ratio 9.75 10.63 11.24 13.15 13.52
Inventory turnover ratio 6.31 5.76 7.28 10.53 15.36
Gross profit ratio 58.3% 52.3% 46.9% 49.5% 41.3%
Net profit ratio 13.2% 15.2% 14.1% 15.9% 16.4%
Current ratio 7.35 4.96 3.28 2.65 3.14
Thus, while other ratios have shown improvement over the years, ABC's current ratio declines year-on-year, implying that Option C is not true.
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Question Completion with Answer Options:A. The cost of goods sold has been increasing over the five years.
B. The company has very little debt and may be underleveraged
C. The company's ability to cover its short-term obligations is getting higher over the five years.
D. The company is selling its inventory faster over the five years.
Identification. Identify what is being referred to in the following
statements. Write the correct answer on the blank before each number.
1. These are commodities relating to monetary resources
or funds.
2. It is an agency or institution authorized to offer financial
products.
3. It is a finance method of setting aside funds for a period
of time.
4. It refers to the result of careful planning and renouncing
of present desires.
5. It is the fund used for unexpected crises.
6. It is a kind of credit for large-scale projects.
7. It is a financial instrument given by banks when opening
a checking account.
8. It is a financial instrument given by banks when opening
a savings account.
9. It is a card authorizing the purchase of goods or services.
10. It is a finance method of getting money or goods now
and paying it later.
Based on the definitions given, the financial term that they are describing are:
Currency financial institutionInvestment Savings Emergency fund syndicated loanCheckbook Passbook Credit card Credit What are some financial terms?Currency refers to a commodity that includes monetary resources and funds. Financial institutions are those institutions that are legally allowed to offer financial products to the citizens of a nation.
When we set funds aside for a future period, we are investing, and when we renounce present desires, we are saving. Emergency funds allow us to survive unexpected crisis that may arise and syndicated loans are given to companies for large-scale projects.
A checkbook is issued when we open a checking account and a passbook is issued for savings accounts. Credit cards and debit cards allow us to be able to buy goods and services by authorizing their payment and getting credit means that we are getting money now and only paying back later.
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factors involved in a business negotiations the price it pays for products
Successful negotiations help you forge stronger relationships, which exists a key factor in business success. It exists essential to use creativity when negotiating in a business setting.
What is the most important factor in negotiation?Your ability and willingness to back out of a deal and accept another one is your best source of power in both integrative negotiation and adversarial bargaining.
It is essential to use creativity when negotiating in a business setting. Business negotiation strategies include segmenting the issue, taking into account unusual deal conditions, and having your side generate fresh concepts. In negotiations, the contrast effect can be a very effective tool.
Successful negotiations help you forge stronger relationships, which is a key factor in business success. Deliver long-lasting, high-quality solutions as opposed to inadequate, transient ones that don't meet the needs of either party. help you avert issues and conflicts in the future.
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Explain the come-up of Andrew Tate.
Answer: it just happened
Explanation: no one knows how only him
Which broad social goals are most likely targeted by these public policies?
Explain each one:
1) Requiring health insurance by all members of society.
Help please
Efficiency in the economy, equity, freedom, expansion, safety, and stability.
What are the market economy's three main social and economic objectives?The United States accepts and shares seven main economic and social objectives. These seven objectives are full employment, price stability, economic growth, economic equity, and security in the economy.
What are the seven main aims of our economy, both socially and economically?Efficiency, equity, economic freedom, full employment, economic growth, security, and stability are some examples of national economic goals.
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Mr. Williams expects to retire in 30 years and would like to accumulate $1 million in his pension fund. If the annual interest rate is 12 percent, how much should Mr. Williams put into his pension fund each month in order to achieve his goal? (Assume that Mr. Williams will deposit the same amount each month into his pension fund, using monthly compounding.)
Mr William calculation below as30 years old and age present.
The PMT = 1000000 /1 upon 0.01 minus 1 upon 0.01 × 1.01 to the power 3 sixty multiplied by 1.1 to the power 360 point. 30 years an is: is 1 million and r is 12 percent.
That is equivalent to 1000000 on 1 on 0.01 minus 1 on 0.01 multiplied by 1.01 to the power 360 × 1.01 to the power 360 point, or 1000000 on 1 on 1100 minus 1 on 0.35949 multiplied by 34.949.
That is equal to one million. Upon a value of 3494.9, or 186 pins.
Therefore Mr William pension fund would be around one million.
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