Write a paragraph that explains which insurance you think is the most needed and why?​

Answer:

Health insurance is the single most important type of insurance you'll ever buy. That's because if you don't have health insurance and something goes wrong, it's not just your money at risk, it's your life.

Health insurance is intended to pay for the costs of medical care. Many people get health insurance through employers who subsidize premiums, meaning the employer pays the bulk of your premium, and you chip in a little with each paycheck.If you don't have employer-sponsored health insurance, you'll need to buy health insurance on the individual market. Thanks to the Affordable Care Act, you may be able to buy subsidized insurance on a state or federal exchange and get tax credits that help you afford the cost of monthly premiums. The specific coverage you get when you buy health insurance depends which policy you select. Your options include:

Low-deductible health plans: Low deductible health insurance plans are plans that keep your out-of-pocket costs for care low. You will pay higher premiums for these plans, since they provide more coverage. Your costs are more predictable since you'll know what your premiums are up front and you never have to worry about paying thousands of dollars if you end up needing medical services.  High-deductible health plans: High-deductible health plans (HDHPs) have low premiums, meaning you pay less up front each month just to be covered. But the trade-off is that you're responsible for covering routine basic care, because your deductible -- or the amount you pay with your own money before insurance kicks in to pay the rest-- is typically several thousand dollars. With many high-deductible health plans, you can open a Health Savings Account (HSA) and contribute pre-tax funds to it that can be used to pay for medical costs as you incur them.

Catastrophic health plans: Catastrophic health plans are the cheapest in terms of premiums, but provide virtually no coverage for care unless you incur many thousands of dollars in medical costs. The deductibles are even higher than that of a typical high-deductible plan.  Health maintenance organizations (HMOs): With an HMO network, you are restricted to receiving care from a specific network of participating doctors. These doctors are referred to as being in-network and they have agreed to accept rates for care set by your insurance company. You will need a referral from a primary care physician to see a specialist. Most HMOs define "specialist" to include anyone other than your primary care physician. This could include obstetricians, dermatologists, psychologists, chiropractors, and more.  

Preferred provider organizations (PPOs): With PPOs, you don't have to get a referral to see a specialist. And while care will be cheaper if you pick a doctor who is in network, you'll have better coverage for out-of-network care than with an HMO. Exclusive provider organizations (EPOs): EPOs don't require that you get a referral to see a specialist, but will pay nothing for out-of-network care except in emergencies.Point-of-service plan: A point-of-service plan pays for in-network and out-of-network care, although you'll pay more if you see a doctor out-of-network. A primary care doctor will need to make referrals to specialists when needed.

Try to match your policy to your care needs out of what's available and offered to you. If you're someone who doesn't incur a lot of health expenses, a high-deductible health policy may be the most affordable solution. But if you see the doctor often for any number of reasons, get a policy with higher premiums but more comprehensive coverage and a lower deductible, so you don't go broke paying for all your services. Every health insurance plan is required to cover certain basic services before your deductible is met, like preventative care. The law also mandates insurance companies cannot charge more for a health insurance policy if the person has a pre-existing condition. The price of health insurance is based upon your age, geographic area, and whether you're a smoker. Insurers are prohibited by Obamacare from considering your gender, race, or past medical history.  

Without exception, absolutely everyone needs health insurance because even a minor medical issue can become extremely expensive. Major medical issues can come with astronomical costs, as a single hospital stay or surgical procedure could cost many thousands of dollars. You can sign up for health insurance only at certain times of the year during "open enrollment",  which is a designated period when anyone can buy coverage, unless you have a qualifying event, such as losing coverage because of a divorce or job change. Visit Healthcare.gov to find out when open enrollment is on the Obamacare exchanges, or check with your employer to see when you can sign up if your employer provides insurance as a job benefit.

Explanation:

Mark me  brainly please

The ______ Supreme Court decision said evidence may not be admitted in a court case if its seizure violated the Fourth Amendment.

While out one night, Kenneth and his friend Daruth begin to argue over money that Kenneth believes Daruth owes him. Daruth insists that he already paid it. Kenneth disagrees and becomes visibly upset as he needs the money to help his family cover some significant debt. Later, as Daruth leaves the restaurant, Kenneth comes out of the shadows and shoots Daruth, killing him. Of what kind of crime is this an example? A. nonprimary homicide B. expressive crime OC. instrumental crime D. mass murder​

settlement payment from carnell smith and lenox magee v. fifth third bank class action settlement

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Which of the following is NOT an effective strategy to manage stress? Accept minor setbacks in your goals. Break down goals into smaller steps. Give yourself credit for accomplishments. Treat yourself to junk food.

Candace works as a defense lawyer and, in court, makes an accusation of misconduct related to the process of discovery. What might Candace be claiming?

A.
Officers lied on the witness stand.

B.
The jury was not impartial or fair.

C.
The sentence was unduly harsh.

D.
The prosecution withheld evidence.

Features of the us constitution
Please help me!!!!!

Holding people in jail without bond to ensure both their appearance at trial and the safety of the community is known as:

What maneuver is used to turn your vehicle around, which involves backing or pulling forward into a driveway or a lightly traveled side street? *
A) Three point turnabout
B) U turning
C) Two point turnabout
D) Traveling around the block

PLEASE HELP ME ASAP
Prisha has lived her whole life with a violent parent. She learned to hide when her father gets home because his temper is unpredictable. One afternoon, her father comes in very angry. Prisha is trying to make dinner but her father begins to push her toward the stove and around the kitchen. Prisha is so scared because he seems to be out of his mind. As he lifts his fist toward her, Prisha grabs the knife she has been using to cut vegetables and thrusts it blindly toward him so that he will not hit her. The knife hits her father in the neck, causing his death. When arrested, what crime will Prisha MOST likely be charged with? A. first-degree murder B. second-degree murder C. voluntary manslaughter D. involuntary manslaughter​

Compare what you know about paralegals with paralegals who are part of law shows on television. Make one statement about reading and gaining knowledge of paralegals and make one statement about paralegals portrayed in the media.

the violation of a society’s formally enacted law is called __________.

how does the requirement for probable cause to detain compare to the requirement for probable cause to go to trial

legal decisions made by judges in court cases are called

which amendment prevents cruel and unusual punishment

Please answer these questions

____________________ detention allows judges to deny bail to suspects with prior records of violence or nonappearance for trial.

PLEASE HELP ME ASAP
Anna is working as a teller at a bank. She asks the next customer to step up to her window. The man hands her a note instructing her to give him all the cash in her drawer. His note says that he has a gun and is prepared to use it. Anna nervously gives the man cash, while tripping an alarm alerting police. As the man prepares to leave the bank, police surround him and arrest him. With what type of crime will he MOST likely be charged? OA. personal robbery OB. aggravated assault C. first-degree armed robbery D. third-degree armed robbery​

PLEASE HELP ME ASAPP
On her way out of an expensive store, Callie notices that the car next to hers has a bag with the store's label on the backseat. Looking around to see if anyone is in the parking lot, Callie tries the car door. It is unlocked. Callie quickly grabs the bag and gets in her own car, driving away. Into what class of criminal would Callie MOST likely fall? A. professional thief B. persistent thief C. shoplifter D. occasional offender​

can you claim self defense if you are committing a crime

Brainliest! Please help

In arbitration, what do leaders of the labor union and the representatives of company management agree to?

A defendant was on trial for having committed a murder in 1995. Taking the stand, the defendant denied being present in the city where the murder occurred at the time of the killing. The prosecution sought to admit into evidence a copy of the local newspaper published the day after the killing. The newspaper contained an article in which the defendant was quoted as stating that he had heard shots on the day of the murder from inside his apartment. The defendant objected to the introduction of this evidence. Should the judge admit the newspaper article into evidence

The Department of Labor (DOL) works to protect public health and safety.
bus
Decide if each item on the list is a DOL regulation (R) or enforcement activity (E).
Enforcement Regulation
1. Monitor workplaces to see if they are following safety and health standards.
2 Employers must use a certain method for calculating overtime pay.
3. Employers must record and report work-related fatalities, injuries, and illnesses.
4. Evaluate possible cancer-causing substances found in the workplace
5. Employees can file a charge if they feel they've been discriminated against
6. Educate employers about how to follow the Fair Labor Standards Act.
7. Make sure agricultural workers are receiving fair treatment required by law.
8. Employers must post a notice explaining laws about the minimum wage
Activity - Side
IVICS © 2019 iCivics, In

In civil law, a brings a case against a defendant. The case begins when someone commits a(n) . If a person is judged responsible for causing harm, he or she may have to

legal decisions made by judges in court cases are called

Over the past one hundred years business cycles have become more severe.
True or false

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PLEASE HELP ME ASAPP
While out one night, Kenneth and his friend Daruth begin to argue over money that Kenneth believes Daruth owes him. Daruth insists that he already paid it. Kenneth disagrees and becomes visibly upset as he needs the money to help his family cover some significant debt. Later, as Daruth leaves the restaurant, Kenneth comes out of the shadows and shoots Daruth, killing him. Of what kind of crime is this an example? OA. nonprimary homicide B. expressive crime O O O O C. instrumental crime OD. mass murder​

What preconviction process benefits the defense by avoiding the risk of a harsher punishment and benefits the prosecution by avoiding the risk of acquittal