dylan is working as a buyer’s licensee for sophia. when sophia wonders about the condition of the hvac system in the older home she is considering, what is the best advice dylan can give her?

Using the normal distribution, it is found that:

The z-score of a measure X of a normally distributed variable that has mean represented by [tex]\mu[/tex] and standard deviation represented by [tex]\sigma[/tex] is given by the following rule:

[tex]Z = \frac{X - \mu}{\sigma}[/tex]

In the context of this problem, the mean and the standard deviation are given as follows:

[tex]\mu = 14.7, \sigma = 4.7[/tex]

For a return of at least 20%, the probability is one subtracted by the p-value of Z when X = 20, hence:

[tex]Z = \frac{X - \mu}{\sigma}[/tex]

Z = (20 - 14.7)/4.7

Z = 1.13

Z = 1.13 has a p-value of 0.8708

1 - 0.8708 = 0.1292.

For the return of 10% or less, the probability is the p-value of Z when X = 10, hence:

[tex]Z = \frac{X - \mu}{\sigma}[/tex]

Z = (10 - 14.7)/4.7

Z = -1

Z = -1 has a p-value of 0.1587.

To be in the top 10%, the return has to be of at least the 90th percentile, which is X when Z = 1.28, hence:

[tex]Z = \frac{X - \mu}{\sigma}[/tex]

1.28 = (X - 14.7)/4.7

X - 14.7 = 1.28 x 4.7

X = 20.72%.

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The line item on the balance sheet that shows the value of a company's assets that are cash or can be instantly turned into cash is referred to as "cash and cash equivalents."

Bank accounts and marketable securities, or debt securities with maturities of fewer than 90 days, are examples of cash equivalents. The cash and equivalents do not include investments in liquid securities like stocks, bonds, and balance sheet. Such assets are omitted even though it is simple to convert them into cash (usually with a three-day settlement period). On the balance sheet, the assets are shown as the investments.

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Four important elements can contribute to profitability. Costs are coming down, turnover is going up, production is going up, and efficiency is going up.

1. Limit additional payroll costs- Increase

2. Find the best advertising prices- Increase

3. Modify the offering you make- decrease

4. Make good use of resources- Increase

5. Outperform the opposition- Increase

6. Find the most affordable supplier prices- Increase

7. Discontinue a few free services - No effects

8. Boost personnel effectiveness- Increase

Profit is the term used to describe the financial gain experienced when the revenue from a commercial activity exceeds the costs, costs, and taxes associated with maintaining that activity.

In accounting, a profit is an income that is given to the owner throughout a successful market producing process. Profitability, which is the owner's primary interest in the income-formation process of market production, is measured by profit. There are various profit metrics that are frequently used.

Profitability may be boosted in four important areas. Costs are being cut, turnover is rising, productivity is up, and efficiency is up. You can also diversify into new market segments or create brand-new goods or services.

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If an excise tax is imposed on goods when price elasticity of demand is relatively elastic and the the price elasticity of supply is relatively inelastic in a specific market, The producers will bear the greater burden.

In the scenario specified in the question, price elasticity of demand is relatively elastic and the price elasticity of supply is relatively inelastic. This means that the consumers are relatively more price sensitive compared to the suppliers in the market. Hence, consumers will be more reactive to any change in price of the good than the sellers in the market. if an excise tax is imposed especially on the consumers, the effect will be more on the producers because supply is inelastic and consumers can determine demand due to its elasticity.

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For Jones and Hagen to form a limited partnership, it is required that they file a certificate of limited partnership with the state government.

What is a limited partnership?

A limited partnership is a kind of business partnership made up of two or more partners where one partner referred to as general partner runs and overseas the business while the limited partners do not partake in running or managing the business.

In the United States, partners that intend to form a limited partnersip must register the venture in their respective or applicable state.

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According to maximum economics textbooks, our wages and salaries are decided similar to another price: with the aid of using deliver and call for. People deliver their labor, and organizations call for it, growing a marketplace for labor.

Many dealers and shoppers of exertions services. Consequently, salary and salaries are decided by the intersection of the call for exertions and the deliver for exertions. A curve displaying the one-of-a-kind portions of exertions employers are inclined to lease at one-of-a-kind salary quotes in a given time period, ceteris paribus.

Wages are determined via way of means of deliver and demand, however they may be encouraged via way of means of an extensive kind of factors, along with the price of dwelling in a selected area, the presence of a union and the present-day minimal wage.

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Depending on the product, there could be a representative who serves as a consultant in the buyer center. They frequently accomplish this by giving details on the product being purchased or the vendor being considered.

The required details for consultative in given paragraph

Anything or anyone engaged in the business of offering guidance or advise can be described as consultative. It frequently refers to an official organization, as a committee that advises the government or a business that offers consulting services in a particular field of expertise.

Buying a car is a common situation where consultative selling is shown. Here, the salesperson for the car enquires as to the kind of vehicle you're looking for, tries to comprehend how you'll use it, learns what matters to you, and offers recommendations.

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In the general needs description stage of the buying process, the alert industry marketer can help the buyers define their needs and provide details about the value of various product differentiae.

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1. The value of price elasticity of demand if there's a 10% increase in price leads to a 40% decrease in quantity demanded is 4

2. The cause of the demand for a good or service inelastic is "Being a large share of the consumer's budget". option D

3. If the price elasticity of demand is equal to 0.5, is demand to be "inelastic".

4. The perfectly elastic supply curve is horizontal.

5. The price elasticity of supply which will lead to a smaller increase in quantity when price changes is inelastic.

Price elasticity of demand = % change in demand / % change in price

= 40% / 10%

= 0.4 / 0.1

= 4

Inelastic demand refers to a situation in which consumers demand for goods and services does have a proportional change with a change in price.

A perfectly elastic supply curve is the curve in which the supply curve is horizontal.

In conclusion, the price elasticity of demand is the best degree of responsiveness of demand to a change in price.

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The principle of substitution is most centrally used in appraisal in the cost approach.

What is the principle of substitution?

The principle of substitution states that the upper limit of value tends to be set by the cost of acquiring an equally desirable substitute, assuming no untimely delays. It is an economic term used in real estate. A wise investor will not pay no more for an income-producing property than it would cost to build or purchase a similar property.

The cost approach in appraisal uses the principle of substitution. When developing the cost approach, the appraiser considers both the direct cost and indirect cost of a building

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The high cost of a pollution reduction program that increases access to cleaner water and reduces airborne industrial waste from factories could be offset by Environment Pollution Agency.

    The goal of the Environmental Protection Agency, a federal government department in the United States, is to safeguard both environmental and human health.

     The Environmental Protection Agency controls the production, transformation, use, and disposal of toxins and other pollution. Through penalties, sanctions, and other measures, the agency carries out its conclusions. It is in charge of initiatives that support clean air and water, sustainable development, environmental stewardship, and energy efficiency. Biodiversity, marshes, food hygiene, and nuclear waste are a few of the topics that the Environmental Protection Agency doesn't handle.

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Distance seek information from other women by joining a networking group.

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The net income for the year is: $88,300

Revenues $199,000 − Expenses $110,700 = Net Income $88,300

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The population in 2012 would be 3,960,000. The crude net migration rate is the number of people leaving the country per 1,000 people. This means that for every 1,000 people in Puerto Rico in 2010, 10 people left the country.

What is population?
A population is the entire set of individuals, if that group is a nation or a group of people who share a characteristic. A population in statistics is the group of people from whom a statistical sample is drawn for a study. As a result, any group of people who share a characteristic can be called a population. A sample can also refer to a statistically meaningful subset of a population, rather than the entire population. As a result, a statistical analysis of a sample must document the estimated standard deviation, or standard deviation, of its overall population results. Only a population-wide analysis had no standard error.

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The arithmetic average return is  6.25 percent and the geometric average return is 5.89 percent

The arithmetic average return can be determined by adding the stock returns together and dividing it by the total annual returns that is provided.

Arithmetic average return = sum of returns / total number of returns

(4 + 9 - 6 + 18) / 4

= 25 / 4 = 6.25 percent

The geometric average return is used to determine the compound growth rate.

Geometric average return= [(1 + return) x (1 + return) x (1 + return) + (1 + return)]^(1/n) -  

Where:

n = number of returns provided

[(1.04) x (1.09) x (0.94) x (1.18)]^(1/4) - 1 = 0.0589 = 5.89%

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Debit Interest Receivable, 3,360; credit Interest

Revenue, $3,360. ($112,000 0.09 4/12 = $3,360)

A contract between a lender and a borrower is the standard definition of credit. In addition, the term "credit" can refer to someone's or a company's creditworthiness or credit history. A credit in accounting could result in a drop in assets, a rise in liabilities, a reduction in costs, or a gain in income. Credit accounts come in three flavors: revolving, installment, and open. Revolving credit, one of the most popular forms of credit accounts, is a line of credit that you can borrow from at any time, but there is a ceiling, known as a credit limit, on how much can be spent at one time. If a bank account, for example, has a debit balance, that means that more money has been taken out of it than was initially paid in: His account had been debited due to these activities. debit.

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The Lanham act (also known as the trademark act) is used as a trademark, the penalties associated with trademark infringement, and the process for obtaining a trademark. So the statement above is true.

The Lanham Act (also known as the Trademark Act of 1946) can be defined as the federal statute that governs trademarks, service marks, and unfair competition. The Lanham Act was passed by Congress on July 5, 1946, and signed into law by President Harry Truman. The Lanham Act is named for Representative Fritz G. Lanham of Texas. It is protects intellectual property against such as trademark infringement, unfair competition, trademark dilution, and false advertising.

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Depreciation expense should be recorded to recognize the use of and benefit received from long-lived assets, such as equipment, during the accounting period. Companies are required by accounting regulations to depreciate these assets throughout the course of their useful lives.

As a result, the businesses must record accumulated depreciation, which is the total amount of depreciation expense recorded over an asset's lifetime. Expenses that are paid in cash and recorded as assets before they are utilized or consumed are known as accounting prepaid expenses. Once purchased, the cost of a long-lasting asset is typically amortized  over the asset's anticipated useful life.

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The segmentation approach used by Sven is needs-based segmentation strategy.

The best marketing of some product or services begins with a focus on segmentation. Different groups of customers have different needs and therefore the company or sales need to be targeted with a specific marketing plan. So that, segmentation is a vital component of any successful marketing strategy.

Segmentation can be approached in three main ways, there are firmographic, behavioral, and needs-based segmentation strategy.

Firmographic segmentation can be defined as a grouping customers by aspects such as age, gender, company size, industry vertical, income and location.

Behavioral segmentation can be defined as a strategy that takes things up a notch, identifying how customers act and grouping them this way.

Thirdly, a needs-based approach can be defined as the best and most effective way of segmenting customers that identify specific customer needs, allowing products and services, and also marketing communications.

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If the current balance is $7,400 and it is compounded monthly over 4 years, then the initial deposit was $6061.13

After t years, the amount of a principal if it is compounded n times a year is given by the future value formula:

FV = PV (1 + r/n)^(nt)

Where: r = annual interest rate

t = number of years.

From the problem:

n = 12

t = 4

Hence,

n.t = 12 . 4 = 48

r = 5%

r/n = 0.05/12 = 0.004167

FV = 7,400

Plug all the parameters into the formula:

7400 = PV (1 + 0.004167)⁴⁸

PV = 6061.13

Hence, the initial deposit was $6061.13

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The higher the bond's risk of default, the higher the market rate. The average default risk premium varies over time, and it tends to get larger when the economy is weaker and borrowers are more likely to have a hard time paying off their debts.

Most time, a loan default occurs when a borrower fails to pay back a debt according to the initial arrangement. In consumer loans case, this loan default means that successive payments have been missed over the course of weeks or months.

But fortunately, both the lenders &  loan servicers usually allow a grace period before penalizing the borrower after missing one payment. In conclusion, such period between missing a loan payment and having the loan default is known as delinquency.

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If the company just paid a dividend of $3.20 per share on its stock and the investors require a return of 10.5% on stock, then the current price is equal to $51.2. The price in 3 years will be $57.54 and the price in 15 years will be $92.15.

If the rlx company just paid a dividend of $3.20 per share on its stock, then the current price can be determined by using the following formula;

Current price =  Dividend ÷ (return % - change %)

Dividend can be calculated as follows;

D = 3.20 (1+0.04) = 3.20 (1.04) = 3.328

Substituting this value in the above formula;

Current price = 3.328 ÷ (0.105 - 0.04)

Current price =  3.328 ÷ 0.065 = $51.2

Now we calculate the price in the 3 years as follows;

3.328 (1+0.04)^3 = 3.74

Price (3 years) = 3.74 ÷ (0.105 - 0.04)

Price (3 years) = 3.74 ÷ 0.065

Price (3 years) =  $57.54

Similarly, we can determine the price in 15 years as follows;

3.328 (1 + 0.04)^15 = 5.99

Price (15 years) = 5.99 ÷ (0.105 - 0.04)

Price (15 years) = 5.99 ÷ 0.065

Price (15 years) = $92.15

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When  the consumer demand for new homes increases, lumber, concrete, which makes a steel suppliers to experience an increase in demand for their products, this is an example of a derived demand.

Basically, in economics, a demand refers to the quantity of a good that consumers are willing and able to purchase at various prices during a given time.

Under the demand topic, a derived demand means the demand for a good or service that results from the demand for a different or related, good or service. It is mainly related to the demand placed on a product or service for its ability to acquire or produce another good or service.

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The cost of permanently maintaining the $10 million reserve that is the present value of the additional taxes that Safeco will pay is -$2.1 million.

The present value will remain negative as long as the interest rate remains positive. (Interest rates are without exception always positive).

It can be defined as the current value of future or upcoming cash flows of an investment.

The present value which in this problem represents the cost of permanently maintaining the $10 million reserve can be determined using the formula;

PV = Tc × D

Here,

D = -$10 million (negative debt)

Tc = 21% = 21 ÷ 100 = 0.21

PV = 0.21 (-10 million) = -2100000 = -2.1 million

This is the present value of the additional taxes that Safeco will pay.

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If a married couple choosing a mutual fund has a long-term growth goal but is worried about the fund's annual fees, they should choose a common stock fund with a low portfolio turnover.

Withdrawals are subject to ordinary income taxes, which may be greater than the preferential tax rates on long-term capital gains from the sale of assets in taxable accounts.  Additionally, if they are made before turning age 5912, there may be a 10�deral tax penalty (barring certain exceptions).

a range of investment goals: One benefit of investing in mutual funds is that you can achieve a variety of financial goals, such as income and capital growth. Debt mutual funds can provide you with income, whereas equity mutual funds can assist you in accumulating wealth through capital growth.

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What a company's customer service department do is: B. Interact with customers after they have purchased the product.

Customer service can be defined as the process of responding to customers inquires and developing a rapport with customers which in turn can help to increase a company customer base.

Customer service department must tend to often interact with their customers after a customer buy their product so as to know whether the customer is satisfy with the product and this can as well enables  the customer to continue patronizing the company products.

Therefore what a company's customer service department do is: B. Interact with customers after they have purchased the product.

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(Xience v everolimus eluting coronary stent system condition-of-approval post-market study) is performed below:

The XIENCE V USA (XIENCE V Everolimus Eluting Coronary Stent System Condition-of-Approval Post-Market study) sought to:

1) Analyse the safety  and protection of everolimus-eluting coronary stent systems (EECSS) in a contemporary cohort of real-world subjects; and

2) prospectively tests the standard of event reporting with analysis of matched patients from the randomized SPIRIT IV (Clinical Evaluation of the XIENCE V Everolimus Eluting Coronary Stent System in the Treatment of Subjects With de Novo Native Coronary Artery Lesions) trial.

The XIENCE V USA trial was a prospective, multicenter, single-arm study conducted  in unselected patients. The primary endpoint was Academic Research Consortium (ARC)-determines the  definite and probable stent thrombosis (ST); the co-primary endpoint was defined as  the composite of cardiac death and myocardial infarction at 1 year. Secondary analyses contains : 1) stratification by standard-risk and extended-risk cohorts; and 2) lateST after the  dual antiplatelet therapy interruption.

Out of  5,054 participants  in the study (1,875 standard-risk; 3,179 extended-risk), 4,958 (98.1%) reached 1-year follow-up. The rate of ARC-determines  definite and probable ST was 0.84% (95% confidence interval [CI]: 0.60% to 1.14%) in the total  population and 0.33% (95% CI: 0.12% to 10.72%) and 1.14% (95% CI: 0.80% to 11.58%) in the standard-risk and extended-risk cohorts. In the study No late ST had been  observed after dual antiplatelet therapy interruption in either cohort after 6 months.

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Based on the journal entries numbered 1 through 12, the best explanations for the activity in the journal entry is:

Journal entries are done to show the different transactions in a business. The explanations part of the journal entry shows why the accounts being debited are being debited, and why those being credited are credited.

When prepaid expenses are credited then it means that the expense have been recognized for the period. When cash is credited for salaries payable, then those salaries are being paid for. Cash credit for prepaid rent means that a payment is being made before it is due.

Salaries Payable being credited means that the company owes and accrued expense (salaries) and interest revenue credit records revenue to be accrued. Unearned professional fees are credited if a company receives revenue before earning it.

Prepaid rent is then credited if there is a need to recognize the prepaid rent in the current period and accumulated depreciation is credited when an asset is depreciated in the period.

The rest of the question is:

Journal Entries

Insurance Expense 1,900

Prepaid Insurance 1,900

Salaries Payable 3,900

Cash 3,900

Prepaid Rent 3,200

Cash 3,200

Salaries Expense 4,900

Salaries Payable 4,900

Interest Receivable 1,900

Interest Revenue 1,900

Cash 3,900

Accounts Receivable (from consulting) 3,900

Cash 5,900

Unearned Professional Fees 5,900

Cash 4,300

Interest Receivable 4,300

Rent Expense 8,000

Prepaid Rent 8,000

Interest Expense 6,300

Interest Payable 6,300

Depreciation Expense 1,300

Accumulated Depreciation 1,300

Unearned Professional Fees 1,900

Professional Fees Earned 1,900

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Based on the cash flows of the two mutually exclusive projects by the Bahamas Recreation Cooperation, the project that should be chosen based on the Net Present Value approach is the Deeper Fishing project.

The Net Present Value shows the present value of the cash inflows from a project less the present value of the cash outflows and initial investment.

The Net Present Value for the Deeper Fishing project is:

= -1,010,000 + 430,000 / 1.18 + 558,000 / 1.18² + 480,000 / 1.18³

= $47,296.51

The Net Present Value for New Submarine is:

= -1,970,000 + 1,020,000 / 1.18 + 860,000 / 1.18² + 870,000 / 1.18³

= $41,554.25

The company should therefore go with the Deeper Fishing project.

Rest of the question is:

Based on the NPV, which project should you choose?

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In the scenario where Zayn boards the metro to ride, gives his money to the driver and takes his seat whereas, neither the driver nor Zayn says anything, the act of acceptance between Zayn and the bus driver has created an implied contract.

Basically, a contract is divided into an expressed and implied contract. An implied contract is the one with an obligation that derives from actions or conduct of one or more parties in an agreement.

In most case, an implied contract has the same legal force as an express contract because both are contract that is voluntarily entered into and agreed on verbally or in writing by two or more parties.

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